638 S Nardo Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 638 S Nardo Ave, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1975
Lot Size	0.241 acres (10,500 sqft)
Owner	Trust Name on File
Last Sale	$280,000 (Oct 1996)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`298-121-49-00`

Property Details

APN / Parcel Number

Primary APN	`298-121-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	638 S NARDO AVE
City	SOLANA BEACH
State	CA
Zip	92075-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRc
Legal Description	LOT 4 TR 007331
Legal Subdivision	GRANDVIEW TERRACE
Legal Tract	007331
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17307

Owner

638 S Nardo Ave is owner-occupied and held in a trust since September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Nov 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 22, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Feb 21, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU
Jan 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 1996 · Amount on File
Deed Sale	Oct 29, 1996 · Amount on File
Prior Sale	Aug 7, 1985 · Amount on File
Deed Document Number	1996545271
Last Transfer Date	Sep 22, 2020
Transfer Doc	0000689262
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2020
Property Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308
Document Number	0000686839
Map Reference	MAP 7331
Instrument Date	Oct 29, 2020
Instrument	2020-0686839
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308

Mortgage

Document Number	0000686840
Date	Nov 4, 2020
Instrument	2020-0686840

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2020
Property Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308
Document Number	0000689262
Instrument Date	Sep 22, 2020
Instrument	689262
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	638 S NARDO AVE SOLANA BEACH CA 920752308, SOLANA BEACH, CA 92075-2308

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2018
Property Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308
Document Number	0000069122
Instrument Date	Feb 15, 2018
Instrument	69122
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	638 S NARDO AVE SOLANA BEACH CA 920752308, SOLANA BEACH, CA 92075-2308

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2018
Property Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308
Document Number	0000067845
Map Reference	MAP 7331
Instrument Date	Feb 15, 2018
Instrument	2018-0067845
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308

Mortgage

Document Number	0000067846
Date	Feb 21, 2018
Instrument	2018-0067846

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2018
Property Address	638 S NARDO AVE, SOLANA BEACH, CA 92075-2308
Document Number	0000023297
Instrument Date	Jan 10, 2018
Instrument	23297
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	638 S NARDO AVE SOLANA BEACH CA 920752308, SOLANA BEACH, CA 92075-2308

Tax Assessment & Valuation

The 2025 property tax bill for 638 S Nardo Ave was $5,675 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,123 (+2%) Land $221,302 Building $243,821
2025	$5,675.00 Homeowner's exemption	$456,004 Land $216,963 Building $239,041
2023	$5,405.00 (+1.45%) Homeowner's exemption	$438,298 Land $208,539 Building $229,759
2022	$5,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 638 S Nardo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 638 S Nardo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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