638 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 638 S Cedar Ave, Independence, MO 64053

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1913
Lot Size0.151 acres (6,561 sqft)
OwnerIndividual Name on File
Tax Bill$1,436 (2025)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone X (minimal risk)
APN27-120-10-13

Property Details

APN / Parcel Number

Primary APN27-120-10-13
Alternative APNs
  • 27-120-10-13-00-0-00-000
  • 27120101300000001
  • 787666

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,920 sqft
1st Floor Area960 sqft
Basement Area960 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,561 sqft (0.151 acres)
Lot Dimensions130 ft deep x 52 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number787666
Street Address638 S CEDAR AVE
CityINDEPENDENCE
StateMO
Zip64053-1822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRMOUNT LOT 297
Legal SubdivisionFAIRMOUNT
Legal Block1
Legal Lot Number297
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1011
Census Tract11002

Owner

638 S Cedar Ave is owned and occupied by an individual.

Source: Jackson County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address638 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJan 12, 2023
Property Address638 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Document Number00E0002248
Instrument DateJan 9, 2023
Instrument2023E0002248
Transaction TypeTransfer
Record UpdatedJan 18, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 751, OAK GROVE, MO 64075-0751

Tax Assessment & Valuation

The 2025 property tax bill for 638 S Cedar Ave was $1,436, up 17.9% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,646 (-) Land $2,580 Building $17,066$103,400 (-)
2025$1,436.00 (+17.9%)$19,646 Land $2,580 Building $17,066$103,400
2024$1,218.00 (+2.53%)
2023$1,188.00$17,085 Land $1,581 Building $15,504$89,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 S Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 S Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on S Cedar Ave

Nearby Streets

Search Property Records by Address or Parcel Number