638 Rutherford St, Hampton, VA 23661 Property Records

Hampton City property record for 638 Rutherford St, Hampton, VA 23661

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 936 sqft · built 1982
Lot Size0.179 acres (7,802 sqft)
OwnerCompany Name on File
Last Sale$70,000 (Nov 2010)
Tax Bill$2,490 (2025)
Deeds & MortgagesApr 2006 Mortgage
Oct 2005 Mortgage
+ 1 more
APN01K012 02 00038

Property Details

APN / Parcel Number

Primary APN01K012 02 00038
Alternative APN
  • 1001525

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,802 sqft (0.179 acres)
PorchSlab
Porch Area16 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1001525
Street Address638 RUTHERFORD ST
CityHAMPTON
StateVA
Zip23661-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9 R-M MULT
Legal DescriptionNEWHAMPTON VILLAGE 2 L38.
Legal SubdivisionNEWHAMPTON VILLAGE
Legal Lot Number38
JurisdictionHAMPTON CITY VA
Township / Civil DivisionHAMPTON
Census Block Group1
Census Block1000
Census Tract11900

Owner

Source: Hampton City records · APN 01K012 02 00038

Assessment roll updated August 19, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address100 SHADY BLUFF PT, WILLIAMSBURG, VA 23188-2236
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2006Deed of Trust, Mortgage
PRIVATE
Oct 27, 2005Deed of Trust, Mortgage
CITIFINANCIAL INC
Mar 05, 2007Warranty Deed, Transfer · Conventional Mortgage
FIRST MAGNUS FINANCIAL CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2010 · Amount on Record
Deed SaleNov 24, 2010 · Amount on Record
Prior SaleJan 25, 2010 · Amount on Record
Deed Book / Page1000 / 15131
Record UpdatedSep 20, 2026

April 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address638 RUTHERFORD ST, HAMPTON, VA 23661-1442
Transaction TypeMortgage
Record UpdatedMay 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00600/9035
DateApr 10, 2006
Book Page600/9035
Lender
NamePRIVATE
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address638 RUTHERFORD ST, HAMPTON, VA 23661-1442
Transaction TypeMortgage
Record UpdatedMay 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0500/29004
DateOct 27, 2005
Book Page500/29004
Lender
NameCITIFINANCIAL INC
Agreement
AmountAmount Recorded
Term182 Months
DueDec 05, 2020
Interest
Rate TypeFixed Rate

March 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateMar 05, 2007
Property Address638 RUTHERFORD ST, HAMPTON, VA 23661-1442
Document Number00700/5750
Book / Page700 / 5750
Instrument DateMar 01, 2007
Transaction TypeTransfer
Record UpdatedMay 07, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00700/5751
DateMar 05, 2007
Book Page700/5751
Lender
NameFIRST MAGNUS FINANCIAL CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2037
Interest
Rate TypeFixed Rate
Rate7.2%

Tax Assessment & Valuation

Source: Hampton City records · Assessment roll updated August 19, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHampton City
Unified School DistrictHampton City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,490.00 (+11.61%)$205,000 (+13.83%) Land $52,000 Building $153,000$205,000 (+13.83%) Land $52,000 Building $153,000
2023$2,231.00 (+15.12%)$180,100 Land $45,000 Building $135,100$180,100 Land $45,000 Building $135,100
2022$1,938.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1999–2012)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 544 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF NEWPORT NEWS
serves 407,300 people
Water SourceSurface water
Last State InspectionSep 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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