Merrimack County and Bow Town property record for 638 Rte 3a, Bow, NH 03304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1940 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,933 (Jan 2017) |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1.136.000.0 |
| Primary APN | 1.136.000.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 638 ROUTE 3A |
|---|---|
| City | BOW |
| State | NH |
| Zip | 03304-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Block | 1 |
| Legal Lot Number | 136 |
| Jurisdiction | BOW TOWN NH |
| Township / Civil Division | BOW |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 31001 |
Source: Merrimack County and Bow Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 ROUTE 3A, BOW, NH 03304-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Nov 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on Record |
| Deed Sale | Jan 13, 2017 · Amount on Record |
| Prior Sale | Oct 3, 2016 · Amount on Record |
| Deed Document Number | 2017872 |
| Deed Book / Page | 3544 / 979 |
| Transfer Doc | 0000002698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOW TOWN NH |
| Property Address | 638 ROUTE 3A, BOW, NH 03304-3324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014822 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 3839/2928 |
| Instrument | 202300014822 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOW TOWN NH |
| Property Address | 638 ROUTE 3A, BOW, NH 03304-3324 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100028204 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 3766/2665 |
| Instrument | 202100028204 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Merrimack County and Bow Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Bow Town |
| Unified School District | Bow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,451.00 (+1.37%) | $222,000 (-) Land $102,100 Building $119,900 | |
| 2024 | $4,391.00 (+0.76%) | $222,000 (+41.67%) Land $102,100 Building $119,900 | |
| 2023 | $4,358.00 (+4.86%) | $156,700 (-) Land $76,300 Building $80,400 | $331,265 |
| 2022 | $4,156.00 | $156,700 Land $76,300 Building $80,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1981–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.1% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures