638 Rte 20, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 638 Rte 20, Cairo, NY 12413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 2008
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on Record
Tax Bill$4,426 (2025)
Deeds & MortgagesFeb 2024 Sale
Flood ZoneZone X (minimal risk)
APN192400 65.00-5-31.2

Property Details

APN / Parcel Number

Primary APN192400 65.00-5-31.2
Alternative APNs
  • 240006500000050312000000
  • 192400 65.00-5-41
  • 89-032-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area54,450 sqft (1.25 acres)
PorchSlab
Porch Area181 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number89-032-00
Street Address638 ROUTE 20
CityCAIRO
StateNY
Zip12413-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block5
Legal Lot Number41.000
JurisdictionGREENE NY
Township / Civil DivisionCAIRO
Census Block Group2
Census Block2001
Census Tract80502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Susquehannah Turnpike
listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Cairo Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 ROUTE 20, CAIRO, NY 12413-2134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionGREENE NY
Recording DateFeb 29, 2024
Property Address638 ROUTE 20, CAIRO, NY 12413-2134
Document Number00D2024487
Instrument DateFeb 2, 2024
InstrumentD2024-487
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 GORDON ST, LEOMINSTER, MA 01453-6409

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionCairo Town
Unified School DistrictCairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,426.00$100,900 (-) Land $17,500 Building $83,400$288,300 (+16.29%) Land $50,002 Building $238,298
2023$100,900 Land $17,500 Building $83,400$247,912 Land $42,998 Building $204,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1999–2020)
Claims Outside the SFHA4 of 5
Most Recent ClaimDec 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable
5,000 / 5,000
Starlink
Satellite
280 / 30

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