638 Rosedale Rd, Kennett Square, PA 19348 Property Records

Chester County property record for 638 Rosedale Rd, Kennett Square, PA 19348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,553 sqft · built 1860
Lot Size	16.1 acres (701,316 sqft)
Owner	2 Individual Names on File
Last Sale	$969,000 (Jul 2020)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`62-4-226`

Property Details

APN / Parcel Number

Primary APN	`62-4-226`
Alternative APNs	`6204 02260000` `6204 0226`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,553 sqft Living Area
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Stone
Lot Area	701,316 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Pool Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	638 ROSEDALE RD
City	KENNETT SQUARE
State	PA
Zip	19348-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	15 AC DWG POOL & GAR
Jurisdiction	CHESTER PA
Township / Civil Division	KENNETT
Census Block Group	3
Census Block	3024
Census Tract	303302

Owner

638 Rosedale Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	638 ROSEDALE RD, KENNETT SQUARE, PA 19348-2520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 16, 2020	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Deed Document Number	202011746304
Deed Book / Page	10213 / 307
Prior Transfer Date	Jun 21, 1996
Prior Transfer Doc	0000048720
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	638 ROSEDALE RD, KENNETT SQUARE, PA 19348-2520
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095210300
Date	Apr 10, 2017
Book Page	9521/0300
Instrument	11536835

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	443 Months
Due	Mar 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jul 16, 2020
Property Address	638 ROSEDALE RD, KENNETT SQUARE, PA 19348-2520
Document Number	0102130307
Book / Page	10213 / 307
Instrument Date	Jul 8, 2020
Instrument	11746304
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WEICHERT CLOSING SERVICES CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	638 ROSEDALE RD, KENNETT SQ, PA 19348-2520

Mortgage

Document Number	0011746305
Date	Jul 16, 2020
Instrument	11746305

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 638 Rosedale Rd was $1,840.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Kennett Township
Unified School District	Kennett Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00	$419,740 Land $140,070 Building $279,670	$465,790 Land $140,070 Building $325,720
2024	$15,866.00	$389,090 Land $140,070 Building $249,020
1998			$465,790 Land $140,070 Building $325,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 638 Rosedale Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Rosedale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Xfinity.

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