638 River St, Scranton, PA 18505 Property Records

Lackawanna County property record for 638 River St, Scranton, PA 18505

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1930
Lot Size	0.144 acres (6,280 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Dec 2023)
Tax Bill	$21,430 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15668010037`

Property Details

APN / Parcel Number

Primary APN	`15668010037`

Interior

Building Area	1,584 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,280 sqft (0.144 acres)
Lot Dimensions	157 ft deep x 40 ft wide

Location & Zoning

Street Address	638 RIVER ST
City	SCRANTON
State	PA
Zip	18505-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X157 LI&C TOWN PLOT L 20 B 90 W-19 B-017 L-025 P-034
Legal Subdivision	LACKA IRON & COAL CO PLOT
Legal Block	17
Legal Lot Number	25
Jurisdiction	LACKAWANNA PA
Township / Civil Division	SCRANTON
Census Block Group	3
Census Block	3005
Census Tract	102500

Owner

638 River St is owned and occupied by an individual who bought it in December 2023.

Source: Lackawanna County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	638 RIVER ST, SCRANTON, PA 18505-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	202318563
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Dec 14, 2023
Property Address	638 RIVER ST, SCRANTON, PA 18505-1306
Document Number	0000018563
Map Reference	MB 2 PG 14&15
Instrument Date	Dec 8, 2023
Instrument	202318563
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 LAUREL ST, PITTSTON, PA 18640-3518

Mortgage

Document Number	0000018564
Date	Dec 14, 2023
Instrument	202318564

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Jun 19, 2018
Property Address	638 RIVER ST, SCRANTON, PA 18505-1306
Document Number	0000009325
Instrument Date	Jun 4, 2018
Instrument	9325
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 RIVER ST SCRANTON PA 185051306, SCRANTON, PA 18505-1306

Mortgage

Document Number	9326
Date	Jun 19, 2018
Instrument	9326

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 638 River St was $21,430 with a homeowner's exemption.

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
Municipality	Scranton City
Unified School District	Scranton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,430.00 Homeowner's exemption	$133,950 Land $32,650 Building $101,300
2024	$3,057.00	$10,000 (-) Land $2,200 Building $7,800	$133,950 Land $32,650 Building $101,300
2023	$3,057.00 Homeowner's exemption	$10,000 Land $2,200 Building $7,800
			$10,000 Land $2,200 Building $7,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 638 River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	1,000 / 75
ICON Technologies Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks, T-Mobile.

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