638 River Divide Rd, Sevierville, TN 37876 Property Records

Sevier County property record for 638 River Divide Rd, Sevierville, TN 37876 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Bathrooms5 Baths
Architecture StyleCustom Design
Year BuiltBuilt 1989
Square Footage3,600 sqft Gross Area
Lot Size43,560 sqft (1 acres)
Last Sale$518,750 (2021)
Tax Bill$1,053.00 (2024)

Property Details

APN / Parcel Number

Primary APN060-090.02
Alternative APNs
  • 1006006009002
  • 078060 09002

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Units4 Units
Building Area3,600 sqft Gross Area
1st Floor1,800 sqft 1st Floor
Upper Floors1,800 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design Style
Exterior MaterialSiding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area43,560 sqft (1 acres)
Porch Area960 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Heating SystemRadiant Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address638 RIVER DIVIDE RD
CitySEVIERVILLE
StateTN
Zip37876-2542
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionPB 40 PG 340 LOT 1 APARTMENTS
Legal SubdivisionTHE KENNETH & SUE GIBSON PROPERTY
Legal Lot Number1
JurisdictionSEVIER TN
Minor Civil Division10
Census Blockgroup2
Census Block2037
Census Tract80402

Owner

Source: Sevier County records · APN 060-090.02

Assessment roll updated December 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1705 ROYAL CHASE CT, SEVIERVILLE, TN 37862-9116
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleOct 17, 2014 · Amount on Record
Deed Doc Number202144664
Deed Book / Page5947 / 773
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEVIER TN
Recording DateNov 19, 2021
Property Address638 RIVER DIVIDE RD, SEVIERVILLE, TN 37876-2542
Document Number0059470773
Book / Page5947 / 773
Map ReferenceMB P40 PG 340
Instrument DateNov 18, 2021
Instrument21044664
Transaction TypeTransfer
Record UpdatedDec 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,919.38
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 KINGS HILLS BLVD, PIGEON FORGE, TN 37863-5212

Mortgage

Document Number21044665
DateNov 19, 2021
Instrument21044665
Lender
NameCONSUMER CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0059470799
DateNov 19, 2021
Book Page5947/799
Instrument21044668
Lender
NameTHE BOBY C HUGHES JR REVOCABLE TRUST
TypePrivate Party
Address3085 CAYWOOD RD, DANDRIDGE, TN 37725
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term49 Months
DueDec 01, 2025

Tax Assessment & Valuation

Source: Sevier County records · Assessment roll updated December 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountySevier County
Unified School DistrictSevier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,053.00$71,160 (-) Land $7,440 Building $63,720$177,900 (-) Land $18,600 Building $159,300
2024$1,053.00 (+80.93%)
2023$71,160 Land $7,440 Building $63,720
2021$582.00$177,900 Land $18,600 Building $159,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sevier County (47155C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 54% of the US · above 72% of Tennessee
Wildfire LikelihoodAbout 1 in 654 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Divide Rd

Nearby Streets

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