638 Ridgeway St, Sylva, NC 28779 Property Records

Jackson County property record for 638 Ridgeway St, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,576 sqft · built 1970
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Tax Bill$1,040 (2025)
Flood ZoneZone X (minimal risk)
APN7641-04-3606

Property Details

APN / Parcel Number

Primary APN7641-04-3606
Alternative APN
  • 170776

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,576 sqft Heated Area
1st Floor Area864 sqft
Basement Area712 sqft
Finished Basement712 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)

Exterior Amenities

PorchSlab
Porch Area44 sqft
Deck Area465 sqft
Patio Area565 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address638 RIDGEWAY ST
CitySYLVA
StateNC
Zip28779-5499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5 R5
Legal DescriptionRIDGEWAY ST
JurisdictionJACKSON NC
Township / Civil DivisionSYLVA
Census Block Group3
Census Block3005
Census Tract950400

Owner

Source: Jackson County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address638 RIDGEWAY ST, SYLVA, NC 28779-5499
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 13, 2013
Transfer Doc0019850270
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
MunicipalitySylva Town
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,040.00 (+21.5%)$273,763 (+21.48%) Land $30,830 Building $242,933
2023$856.00$225,360 Land $60,690 Building $164,670

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 83% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORNINGSTAR ASSISTED LIVING OF SYLVA
private · serves 80 people · EPA ID NC0150157
Water SourceGroundwater
Last State InspectionNov 2025
Also Mapped HereTUCKASEIGEE WATER & SEWER AUTH
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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