Harnett County property record for 638 Ridge View Dr, Cameron, NC 28326
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,089 sqft · built 2003 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jun 2006) |
| Tax Bill | $2,132 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400026866 |
| Primary APN | 1400026866 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,089 sqft Heated Area |
| 1st Floor Area | 2,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 358 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1400026866 |
|---|---|
| Street Address | 638 RIDGE VIEW DR |
| City | CAMERON |
| State | NC |
| Zip | 28326-6020 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#35 HIGHLANDS@SHERWOOD MAP#2003-23 |
| Legal Subdivision | HIGHLANDS@SHERWOOD FOREST |
| Legal Lot Number | 35 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71402 |
638 Ridge View Dr, a mobile home, is owned and occupied by two individuals who bought it in June 2006.
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 RIDGE VIEW DR, CAMERON, NC 28326-6020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2006 · Amount on File |
| Deed Sale | Jun 28, 2006 · Amount on File |
| Prior Sale | Apr 15, 2005 · Amount on File |
| Deed Document Number | 200612015 |
| Deed Book / Page | 2247 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 638 RIDGE VIEW DR, CAMERON, NC 28326-6020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000102241 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 4154/200 |
| Instrument | 2022102241 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 638 Ridge View Dr was $2,132, up 47.4% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,132.00 (+47.44%) | $272,993 (+42.6%) | $272,993 (+42.6%) Land $42,760 Building $230,233 |
| 2025 | $1,446.00 | $191,437 | $191,437 Land $9,680 Building $181,757 |
| 2023 | $1,446.00 | $191,437 | $191,437 Land $9,680 Building $181,757 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Ridge View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 638 Ridge View Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
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