St. Clair County property record for 638 Richman Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 1930 |
| Lot Size | 4.98 acres (216,929 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Mar 2014) |
| Tax Bill | $2,822 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-007-2015-000 |
| Primary APN | 74-30-007-2015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Lot Area | 216,929 sqft (4.98 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 638 RICHMAN RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG N 0D 30M W 1000' FROM E 1/4 COR, TH W 673.32', TH N 0D 32M 26S W 338.83', TH S 89D 59 1/2M E 673.56', TH S 0D 30M E |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 89 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 640600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 RICHMAN RD, SAINT CLAIR, MI 48079-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2014 · Amount on Record |
| Deed Sale | Mar 17, 2014 · Amount on Record |
| Prior Sale | Sep 3, 2013 · Amount on Record |
| Deed Document Number | 20144813 |
| Deed Book / Page | 4487 / 874 |
| Prior Transfer Date | May 9, 2013 |
| Prior Transfer Doc | 004394/992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 638 RICHMAN RD, SAINT CLAIR, MI 48079-1610 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 638 RICHMAN RD, SAINT CLAIR, MI 48079-1610 |
| Document Number | 0005392864 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 5392/864 |
| Instrument | 2021020345 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,600 (+5.42%) | $245,200 (+5.42%) | |
| 2025 | $2,822.00 (+3.18%) Homeowner's exemption | $116,300 (+25.46%) | |
| 2024 | $2,735.00 (+12.27%) | $232,600 (+25.46%) | |
| 2023 | $92,700 | ||
| 2022 | $2,436.00 | $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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