638 Rialto Dr, Vacaville, CA 95687 Property Records

Solano County property record for 638 Rialto Dr, Vacaville, CA 95687

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,080 sqft · built 1980
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$639,500 (Nov 2021)
Tax Bill	$7,802 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0127-322-110`

Property Details

APN / Parcel Number

Primary APN	`0127-322-110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,288 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,840 sqft (0.18 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	638 RIALTO DR
City	VACAVILLE
State	CA
Zip	95687-5468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY PARK 3 SUB BK-BG 36-74 LOT 74
Legal Subdivision	GRAMERCY PARK 3
Legal Lot Number	74
Legal Unit	3
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	1
Census Block	1002
Census Tract	253108

Owner

638 Rialto Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	638 RIALTO DR, VACAVILLE, CA 95687-5468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Feb 19, 2016 · Amount on File
Deed Document Number	2021117932
Transfer Doc	0000051080
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Nov 10, 2021
Property Address	638 RIALTO DR, VACAVILLE, CA 95687-5468
Document Number	0000117932
Map Reference	MB 36 PG 74
Instrument Date	Nov 5, 2021
Instrument	202100117932
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	638 RIALTO DR, VACAVILLE, CA 95687-5468

Mortgage

Document Number	0000117933
Date	Nov 10, 2021
Instrument	202100117933

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	638 RIALTO DR, VACAVILLE, CA 95687-5468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 RIALTO DR, VACAVILLE, CA 95687-5468

Mortgage

Document Number	0000100523
Date	Nov 6, 2020
Instrument	202000100523

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	638 RIALTO DR, VACAVILLE, CA 95687-5468
Document Number	0000025119
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 RIALTO DR VACAVILLE CA 956875468, VACAVILLE, CA 95687-5468

Mortgage

Document Number	0000025119
Date	Mar 23, 2017
Instrument	25119

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 638 Rialto Dr was $7,802 with a homeowner's exemption, down 0.2% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,213 (+2%) Land $205,661 Building $486,552
2025	$7,802.00 (-0.2%) Homeowner's exemption	$678,641 Land $201,629 Building $477,012
2024	$7,818.00 (+2.44%)
2023	$7,632.00 (+2.69%) Homeowner's exemption	$652,290 Land $193,800 Building $458,490	$669,420
2022	$7,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Rialto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Rialto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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