638 Pinnacle Dr W, Madera, CA 93636 Property Records

Madera County property record for 638 Pinnacle Dr W, Madera, CA 93636

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,635 sqft · built 2019
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Mar 2019)
Tax Bill$8,966 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN080-082-005-000

Property Details

APN / Parcel Number

Primary APN080-082-005-000
Alternative APN
  • 080082005

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,635 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area13,939 sqft (0.32 acres)
Garage Area679 sqft
Parking Spaces2 Parking Spaces
Patio Area339 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address638 PINNACLE DR W
CityMADERA
StateCA
Zip93636-8945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSTONE LODGE DIST SUB PH 2 63/101 LOT 178
Legal SubdivisionRIVERSTONE LODGE DIST SUB
Legal Lot Number178
JurisdictionMADERA CA
Township / Civil DivisionMADERA SOUTHEAST
Census Block Group2
Census Block2017
Census Tract1100

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 PINNACLE DR W, MADERA, CA 93636-8945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · Line of Credit
EDUCATIONAL EMPLOYEES CU
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 28, 2019Grant Deed, Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2019 · Amount on Record
Deed SaleMar 28, 2019 · Amount on Record
Deed Document Number20196220
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address638 PINNACLE DR W, MADERA, CA 93636-8945
Transaction TypeMortgage
Record UpdatedJun 2, 2022
Title CompanyCHICAGO TITLE-MASTER, CHICAGO TITLE MADERA

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 PINNACLE DR W, MADERA, CA 93636-8945

Mortgage

Document Number0000013760
DateMay 19, 2022
Instrument2022013760
Lender
NameEDUCATIONAL EMPLOYEES CU
TypeCredit Union
AddressFRESNO, CA 93755
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 18, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address638 PINNACLE DR W, MADERA, CA 93636-8945
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 PINNACLE DR W, MADERA, CA 93636-8945

Mortgage

Document Number0000038381
DateDec 13, 2021
Instrument2021038381
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address638 PINNACLE DR W, MADERA, CA 93636-8945
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 PINNACLE DR W, MADERA, CA 93636-8945

Mortgage

Document Number0000002959
DateFeb 1, 2021
Instrument2021002959
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateMar 28, 2019
Property Address638 PINNACLE DR W, MADERA, CA 93636-8945
Document Number0000006220
Map ReferenceMB 63 PG 101-106
Instrument DateFeb 5, 2019
Instrument2019006220
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address638 PINNACLE DR W, MADERA, CA 93636-8945

Mortgage

Document Number0000006221
DateMar 28, 2019
Instrument2019006221
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Unified School DistrictGolden Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,287 (+2%) Land $102,402 Building $477,885
2025$8,966.00 (+4.38%)$568,910 (+4.04%) Land $100,395 Building $468,515
2023$8,590.00 (+0.68%)$546,821 Land $96,498 Building $450,323
2022$8,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSTONE/ROOTCREEK WATER DISTRICT
private · serves 10,276 people · EPA ID CA2010016
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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