638 Pine Harbor Way, Salem, SC 29676 Property Records

Oconee County property record for 638 Pine Harbor Way, Salem, SC 29676

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,300 sqft · built 2009
Lot Size	1.02 acres (44,431 sqft)
Owner	Trust Name on File
Tax Bill	$5,017 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-01-01-026`

Property Details

APN / Parcel Number

Primary APN	`077-01-01-026`
Alternative APN	`4052`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Basement Area	2,264 sqft
Finished Basement	1 sqft
Unfinished Basement	2,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	28.6 ft deep x 15.7 ft wide
Garage Type	Detached
Garage Area	728 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4052
Street Address	638 PINE HARBOR WAY
City	SALEM
State	SC
Zip	29676-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 C@KFS LAUREL POINTE (1.02 AC)
Legal Subdivision	THE CLIFFS AT KEOWEE FALLS SOUTH
Legal Block	1
Legal Lot Number	26
Jurisdiction	OCONEE SC
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1030
Census Tract	30202

Owner

638 Pine Harbor Way is owner-occupied and held in a trust since April 2022.

Source: Oconee County records, as of November 17, 2025

Owner of Record	Trust Name on File
Mailing Address	638 PINE HARBOR WAY, SALEM, SC 29676-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Correction Deed
Jun 9, 2021	Intrafamily Transfer, Transfer
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2022
Transfer Doc	0000016328
Record Updated	Sep 20, 2026

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 12, 2022
Property Address	638 PINE HARBOR WAY, SALEM, SC 29676-3537
Document Number	0000016328
Book / Page	2801 / 204
Map Reference	MB B-311 PG 5
Instrument Date	Apr 5, 2022
Instrument	16328
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	638 PINE HARBOR WAY, SALEM, SC 29676-3537

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Jun 9, 2021
Property Address	638 PINE HARBOR WAY, SALEM, SC 29676-3537
Document Number	0000020275
Book / Page	2695 / 96
Map Reference	MB B-311 PG 5
Instrument Date	May 25, 2021
Instrument	20275
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	638 PINE HARBOR WAY, SALEM, SC 29676-3537

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	May 11, 2021
Property Address	638 PINE HARBOR WAY, SALEM, SC 29676-3537
Document Number	0000018425
Book / Page	2685 / 101
Map Reference	MB B311 PG 5
Instrument Date	Apr 19, 2021
Instrument	18425
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 PINE HARBOR WAY, SALEM, SC 29676-3537

Mortgage

Document Number	0000018426
Date	May 11, 2021
Book Page	4150/60
Instrument	18426

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 638 Pine Harbor Way was $5,017.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,017.00	$49,825 Land $12,917 Building $36,908	$1,245,626 Land $322,920 Building $922,706
2023		$49,825 Land $12,917 Building $36,908	$1,245,626 Land $322,920 Building $922,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Pine Harbor Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Pine Harbor Way is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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