Polk County property record for 638 Palm St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,159 sqft · built 2004 |
| Lot Size | 0.394 acres (17,158 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Sep 1996) |
| Tax Bill | $846 (2025) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-32-431200-002080 |
| Primary APN | 25-30-32-431200-002080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,159 sqft Living Area |
| 1st Floor Area | 3,159 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,158 sqft (0.394 acres) |
| Lot Dimensions | 130 ft deep x 132 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 272 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Street Address | 638 PALM ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HOMELAND HTS PB 36 PG 1 BLK B LOTS 8 & 9 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 32 |
| Legal Subdivision | HOMELAND HEIGHTS |
| Legal Tract | 431200 |
| Legal Block | B |
| Legal Lot Number | 8,9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 15900 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 55, HOMELAND, FL 33847-0055 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 1996 · Amount on Record |
| Deed Sale | Sep 24, 1996 · Amount on Record |
| Deed Book / Page | 3734 / 1680 |
| Last Transfer Date | May 26, 2026 |
| Transfer Doc | 0000124530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 27, 2026 |
| Property Address | 638 PALM ST, BARTOW, FL 33830 |
| Document Number | 0000124530 |
| Book / Page | 14011 / 1416 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026124530 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,297 (+2.7%) | $385,254 (-3.24%) Land $25,740 Building $359,514 | |
| 2025 | $846.00 (-50.09%) Homeowner's exemption Senior Citizen's exemption | $139,530 (+5.99%) | $398,134 (+0.99%) Land $25,740 Building $372,394 |
| 2023 | $1,695.00 (+4.05%) Homeowner's exemption | $131,649 (+3%) | $394,245 (+23.04%) Land $24,882 Building $369,363 |
| 2022 | $1,629.00 Homeowner's exemption | $127,815 | $320,411 Land $12,870 Building $307,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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