638 Orchard Dr, Redlands, CA 92374 Property Records

San Bernardino County property record for 638 Orchard Dr, Redlands, CA 92374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 1961
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (May 2023)
Tax Bill	$7,493 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0173-291-56-0000`

Property Details

APN / Parcel Number

Primary APN	`0173-291-56-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 ORCHARD DR
City	REDLANDS
State	CA
Zip	92374-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4810 LOT 23 ORCHARD HOMES
Legal Subdivision	ORCHARD HOMES
Legal Tract	4810
Legal Block	4
Legal Lot Number	23
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	4
Census Block	4011
Census Tract	8403

Owner

638 Orchard Dr is owned and occupied by two individuals who bought it in May 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	638 ORCHARD DR, REDLANDS, CA 92374-6243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS FCS INC
May 23, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 20, 2021	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	2023124217
Prior Transfer Date	Feb 10, 1993
Prior Transfer Doc	0000033183
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	638 ORCHARD DR, REDLANDS, CA 92374-6243
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 ORCHARD DR, REDLANDS, CA 92374-6243

Mortgage

Document Number	0000298607
Date	Dec 5, 2025
Instrument	2025-0298607

Lender

Name	MORTGAGE SOLUTIONS FCS INC
Type	Mortgage Company
Address	WALNUT CREEK, CA 94598

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2023
Property Address	638 ORCHARD DR, REDLANDS, CA 92374-6243
Document Number	0000124217
Map Reference	MB 61 PG 82
Instrument Date	Apr 10, 2023
Instrument	2023-0124217
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	638 ORCHARD DR, REDLANDS, CA 92374-6243

Mortgage

Document Number	0000124218
Date	May 23, 2023
Instrument	2023-0124218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 20, 2021
Property Address	638 ORCHARD DR, REDLANDS, CA 92374-6243
Document Number	0000376581
Map Reference	MB 61 PG 82
Instrument Date	Jul 29, 2021
Instrument	2021-0376581
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 ORCHARD DR, REDLANDS, CA 92374-6243

Tax Assessment & Valuation

The 2025 property tax bill for 638 Orchard Dr was $7,493.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Redlands City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,501 (+2%) Land $184,651 Building $430,850
2025	$7,493.00 Homeowner's exemption	$603,432 Land $181,030 Building $422,402
2023	$6,987.00 (+15.3%) Homeowner's exemption	$510,000 Land $153,000 Building $357,000
2022	$6,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 638 Orchard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Orchard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDLANDS CITY MUD-WATER DIV serves 78,025 people · EPA ID CA3610037
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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