638 Newfound St, Canton, NC 28716 Property Records

Haywood County property record for 638 Newfound St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,242 sqft · built 1949
Lot Size	0.41 acres (17,877 sqft)
Owner	Individual Name on File
Last Sale	$372,500 (Sep 2026)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8667-13-5265`

Property Details

APN / Parcel Number

Primary APN	`8667-13-5265`
Alternative APN	`268839`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Heated Area
Gross Area	1,480 sqft
1st Floor Area	1,242 sqft
Basement Area	424 sqft
Unfinished Basement	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Asphalt
Lot Area	17,877 sqft (0.41 acres)
Garage Area	264 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	268839
Street Address	638 NEWFOUND ST
City	CANTON
State	NC
Zip	28716-1395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	638 NEWFOUND ST
Legal Subdivision	NEWFOUND ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	3
Census Block	3020
Census Tract	920202

Owner

638 Newfound St is owned and occupied by an individual who bought it in September 2026.

Source: Haywood County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	638 NEWFOUND ST, CANTON, NC 28716-1395
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Feb 19, 2026	Deed of Trust, Mortgage · Commercial Mortgage EQUITY TRUST COMPANY CUSTODIAN
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Feb 19, 2026 · Amount on File
Deed Document Number	20268622
Deed Book / Page	1162 / 1929
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 30, 2026
Property Address	638 NEWFOUND ST, CANTON, NC 28716-1395
Document Number	0000008622
Book / Page	1162 / 1929
Instrument Date	Sep 24, 2026
Instrument	20268622
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 NEWFOUND ST, CANTON, NC 28716-1395

Mortgage

Document Number	0000008623,
Date	Sep 30, 2026
Instrument	20268623

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.58%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	638 NEWFOUND ST, CANTON, NC 28716-1395
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 WILSON BRANCH RD, CANTON, NC 28716-6808

Mortgage

Document Number	0011470157
Date	Feb 19, 2026
Book Page	1147/157
Instrument	2026001359

Lender

Name	EQUITY TRUST COMPANY CUSTODIAN
Address	WESTLAKE, OH 44145

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	20 Months
Due	Oct 1, 2027

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 13, 2021
Property Address	638 NEWFOUND ST, CANTON, NC 28716-1395
Document Number	0010412279
Book / Page	1041 / 2279
Instrument Date	Sep 2, 2021
Instrument	2021011255
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 NEWFOUND ST, CANTON, NC 28716-4040

Mortgage

Document Number	0010412362
Date	Sep 13, 2021
Instrument	1041/2362

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 638 Newfound St was $1,213.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,700 (-) Land $23,100 Building $168,600
2025	$1,213.00	$191,700 Land $23,100 Building $168,600	$191,700 Land $23,100 Building $168,600
2023		$191,700 Land $23,100 Building $168,600	$191,700 Land $23,100 Building $168,600
2021			$191,700 Land $23,100 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Newfound St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Newfound St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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