638 N Main St, Columbia, IL 62236 Property Records

Monroe County property record for 638 N Main St, Columbia, IL 62236

Property Summary

Property Type	Commercial
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Apr 2026)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-16-435-003-000`

Property Details

APN / Parcel Number

Primary APN	`04-16-435-003-000`
Alternative APN	`04161640200300 00`

Exterior

Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Driveway	Asphalt Driveway
Driveway Area	3,401 sqft

Location & Zoning

Street Address	638 N MAIN ST
City	COLUMBIA
State	IL
Zip	62236
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC2
Legal Description	PART LOT 6 JOHN MCKEE ADDN
Legal Range	10W
Legal Township	01S
Legal Section	16
Legal Subdivision	JOHN MCKEE ADD
Legal Lot Number	6
Jurisdiction	MONROE IL
Township / Civil Division	4
Census Block Group	2
Census Block	2027
Census Tract	600103

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1 DWIGHT ST, WATERLOO, IL 62298-5537
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
Dec 12, 2022	Transfer on Death Deed, Transfer
Apr 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Deed Document Number	2026442287
Prior Transfer Date	Dec 9, 2022
Prior Transfer Doc	0000427273
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 27, 2026
Property Address	638 N MAIN ST, COLUMBIA, IL 62236
Document Number	0000442287
Instrument Date	Apr 24, 2026
Instrument	2026.442287
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1 DWIGHT ST, WATERLOO, IL 62298-5537

Mortgage

Document Number	0000442288,
Date	Apr 27, 2026
Instrument	2026.442288

Lender

Name	FIRST NATIONAL BANK OF WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Dec 12, 2022
Property Address	638 N MAIN ST, COLUMBIA, IL 62236
Document Number	0000427273
Map Reference	MB A PG 19
Instrument Date	Dec 12, 2022
Instrument	427273
Transaction Type	Transfer
Record Updated	Dec 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	638 N MAIN ST, COLUMBIA, IL 62236

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Apr 27, 2022
Property Address	638 N MAIN ST, COLUMBIA, IL 62236
Document Number	0000424009
Map Reference	MB A PG 19
Instrument Date	Apr 19, 2022
Instrument	424009
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 CHRISTOPHER WINDS LN, SAINT LOUIS, MO 63129-5049
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (-3.92%)	$53,620 (-5.44%) Land $13,140 Building $40,480	$160,860 (-5.44%) Land $39,420 Building $121,440
2024	$3,240.00	$56,702 (+5.35%) Land $13,877 Building $42,825	$170,106 (+5.35%) Land $41,631 Building $128,475
2022		$53,820 Land $13,140 Building $40,680	$161,460 Land $39,420 Building $122,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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