638 N Central Ave, Chicago, IL 60644 Property Records

Cook County property record for 638 N Central Ave, Chicago, IL 60644

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,754 sqft · built 1893
Lot Size0.122 acres (5,330 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Jul 2016)
Tax Bill$1,832 (2023)
Flood ZoneZone X (minimal risk)
APN16-08-215-018

Property Details

APN / Parcel Number

Primary APN16-08-215-018
Alternative APN
  • 16-08-215-018-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,754 sqft Living Area

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1895
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,330 sqft (0.122 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address638 N CENTRAL AVE
CityCHICAGO
StateIL
Zip60644-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT-4
Legal Description(AUSTINS) SUB, COMPRISING THE W PART OF AUSTINVILLE, BEING AUSTIN & MERRICKS SUB OF WH NW SEC9 & EH NE SEC 08-39-13
Legal Range13E
Legal Township39N
Legal Section08
Legal SubdivisionAUSTINS SUB
Legal Block3
Legal Lot Number20
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2002
Census Tract251400

Owner

638 N Central Ave is owned and occupied by an individual who bought it in July 2016.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address638 N CENTRAL AVE, CHICAGO, IL 60644-1506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2016 · Amount on File
Deed SaleJul 11, 2016 · Amount on File
Prior SaleApr 2, 2010 · Amount on File
Deed Document Number201645082
Prior Transfer DateJun 21, 1996
Prior Transfer Doc0000000076
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,000 Land $6,396 Building $19,604$260,000 Land $63,960 Building $196,040
2023$1,832.00 (+3.85%)
2022$1,764.00$11,999 Land $5,063 Building $6,936$119,990 Land $50,630 Building $69,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 638 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · Severe Winter Storm And Snowstorm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 638 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N Central Ave

Nearby Streets

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