638 Meadowridge St, Ferris, TX 75125 Property Records

Ellis County property record for 638 Meadowridge St, Ferris, TX 75125 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,442 sqft · built 1979
Lot Size	0.198 acres (8,610 sqft)
Owner	Individual Name on File
Tax Bill	$744 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R163386`

Property Details

APN / Parcel Number

Primary APN	`R163386`
Alternative APNs	`29923290701200105` `163386`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	1,458 sqft
1st Floor Area	1,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,610 sqft (0.198 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	16 sqft
Storage Building	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	638 MEADOWRIDGE ST
City	FERRIS
State	TX
Zip	75125-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 G WESTERN HILLS 2 0.198 ACRES
Legal Subdivision	WESTERN HILLS 2
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2050
Census Tract	60104

Owner

Source: Ellis County records · APN R163386

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	638 MEADOWRIDGE ST, FERRIS, TX 75125-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	Jul 10, 2026
Property Address	638 MEADOWRIDGE ST, FERRIS, TX 75125-1531
Document Number	0000024780
Instrument Date	Jul 06, 2026
Instrument	202624780
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 MEADOWRIDGE ST, FERRIS, TX 75125-1531

Mortgage

Document Number	0000024780,
Date	Jul 10, 2026
Instrument	202624780

Lender

Name	HARMONY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ferris City
Unified School District	Ferris Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,361 (+1%)	$188,307 (-4.24%) Land $66,000 Building $122,307
2025	$744.00 (+0.54%) Homeowner's exemption Disabled Person's exemption	$134,874 (-20.39%) Land $60,500 Building $136,144	$196,644 (+16.08%) Land $60,500 Building $136,144
2024	$740.00 (+6.32%)
2023	$696.00 (-27.35%) Homeowner's exemption Disabled Person's exemption	$169,410 Land $33,000 Building $136,410	$169,410 Land $33,000 Building $136,410
2018	$958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Texas
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
3 Rooms Communications	Fiber	1,000 / 1,000
Spectrum	Fiber	1,000 / 1,000
JAB Wireless	Fiber	1,000 / 200
3 Rooms Communications	Fixed Wireless (unlicensed)	100 / 100
AMG Technology Investment Group	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.