638 Maple St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 638 Maple St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,968 sqft · built 1978
Lot Size	0.229 acres (10,016 sqft)
Owner	Owner Name on File
Last Sale	$410,000 (Jul 2005)
Tax Bill	$8,623 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21E10DB05900`

Property Details

APN / Parcel Number

Primary APN	`21E10DB05900`
Alternative APN	`00266072`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,380 sqft
2nd Floor Area	524 sqft
Attic Area	524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,016 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00266072
Street Address	638 MAPLE ST
City	LAKE OSWEGO
State	OR
Zip	97034-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	79 SOUTH OSWEGO LTS 1 & 2 BLK 5
Legal Range	01E
Legal Township	02S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	SOUTH OSWEGO
Legal Block	5
Legal Lot Number	1-2 2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2004
Census Tract	20503

Owner

The current owner of 638 Maple St bought it in July 2005.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Owner Name on File
Mailing Address	638 MAPLE ST, LAKE OSWEGO, OR 97034-4820
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2005 · Amount on File
Deed Sale	Jul 1, 2005 · Amount on File
Prior Sale	Jun 30, 2003 · Amount on File
Deed Document Number	2005-061848
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	638 MAPLE ST, LAKE OSWEGO, OR 97034-4820
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100704
Date	Nov 30, 2020
Instrument	2020-100704

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	638 MAPLE ST, LAKE OSWEGO, OR 97034-4820
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037894
Date	Jun 30, 2022
Instrument	2022-037894

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 638 Maple St was $8,623.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,623.00	$450,037	$970,902 Land $412,152 Building $558,750
2023	$8,147.00	$424,204	$950,166 Land $399,726 Building $550,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2001–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures