DeKalb County property record for 638 Lucerne Ln, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,772 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-357-033 |
| Primary APN | 08-26-357-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 134 ft deep x 159 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0826357033 |
|---|---|
| Street Address | 638 LUCERNE LN |
| City | DEKALB |
| State | IL |
| Zip | 60115-4735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRVING PARK SUB - LOT 19 |
| Legal Subdivision | IRVING PARK SUB |
| Legal Lot Number | 19 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 1500 |
638 Lucerne Ln is owned and occupied by an individual.
Source: DeKalb County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 LUCERNE LN, DEKALB, IL 60115-4735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 638 LUCERNE LN, DEKALB, IL 60115-4735 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 638 LUCERNE LN, DEKALB, IL 60115-4735 |
| Document Number | 0000012315 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021012315 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Amount | Amount on Record |
|---|
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,646 Land $11,652 Building $65,994 | $232,938 Land $34,956 Building $197,982 | |
| 2024 | $4,772.00 | ||
| 2023 | $61,821 Land $9,277 Building $52,544 | $185,463 Land $27,831 Building $157,632 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Lucerne Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Lucerne Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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