638 Lathrop Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 638 Lathrop Rd, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,340 sqft · built 1989
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$480,000 (Jan 2022)
Tax Bill$6,142 (2026)
Deeds & MortgagesMar 2022 Mortgage
Jan 2022 Sale
Flood ZoneZone X (reduced by levee)
APN196-140-200-000

Property Details

APN / Parcel Number

Primary APN196-140-200-000
Alternative APN
  • 196-140-20

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,340 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-140-20
Street Address638 LATHROP RD
CityLATHROP
StateCA
Zip95330-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN JAN-11-1993 FROM ORIGINAL APN 195-570-45
Legal SubdivisionSUNRISE PLACE
Legal Tract2212
Legal Block2
Legal Lot Number1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2011
Census Tract5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5330 DIAMOND CMN, FREMONT, CA 94555-3806
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 21, 2022Grant Deed, Transfer
NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleAug 9, 2013 · Amount on Record
Deed Document Number20228746
Prior Transfer DateFeb 22, 2012
Prior Transfer Doc0000024495
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address638 LATHROP RD, LATHROP, CA 95330-9425
Transaction TypeMortgage
Record UpdatedApr 6, 2022
Title CompanyDOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5330 DIAMOND CMN, FREMONT, CA 94555-3806

Mortgage

Document Number0000039367
DateMar 25, 2022
Instrument2022-039367
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 21, 2022
Property Address638 LATHROP RD, LATHROP, CA 95330-9425
Document Number0000008746
Map ReferenceMB 29 PG 64
Instrument DateJan 20, 2022
Instrument2022-008746
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5330 DIAMOND CMN # CMM, CMM, FREMONT, CA 94555-3806

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,142.00 (+0.92%)
2025$6,086.00 (+2.42%)$509,379 (+4.04%) Land $148,569 Building $360,810
2023$5,942.00 (+42.6%)$489,600 Land $142,800 Building $346,800$515,790
2022$4,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

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