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638 Lakeside Ave, Andover, NJ 07821 Property Records

Sussex County and Hopatcong Borough property record for 638 Lakeside Ave, Andover, NJ 07821 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,437 sqft
Lot Size0.248 acres (10,807 sqft)
OwnerIndividual Name on File
Last Sale$795,000 (Aug 2022)
Tax Bill$22,999 (2025)
Deeds & MortgagesSep 2023 Transfer
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-50506-0000-00016

Property Details

APN / Parcel Number

Primary APN12-50506-0000-00016
Alternative APNs
  • 125050600016
  • 00902600

Interior

Stories1 Story
Building Area3,437 sqft Living Area
1st Floor Area3,437 sqft

Exterior

Construction TypeFrame
Lot Area10,807 sqft (0.248 acres)
Lot Dimensions107 ft deep x 101 ft wide

Location & Zoning

Account Number00902600
Street Address638 LAKESIDE AVE
CityANDOVER
StateNJ
Zip07821-2993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBOROUGH/HOPATCONG
Legal Block50506
Legal Lot Number16
JurisdictionSUSSEX NJ
Township / Civil DivisionHOPATCONG
Census Block Group1
Census Block1011
Census Tract374500

Owner

Source: Sussex County and Hopatcong Borough records · APN 12-50506-0000-00016

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address638 LAKESIDE AVE, ANDOVER, NJ 07821-2993
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Intrafamily Transfer, Transfer
AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO
Aug 30, 2022Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleAug 22, 1996 · Amount on Record
Deed Document Number202210252490
Deed Book / Page3648 / 152
Last Transfer DateSep 13, 2023
Transfer Doc0102691839
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUSSEX NJ
Recording DateSep 19, 2023
Property Address638 LAKESIDE AVE, ANDOVER, NJ 07821-2993
Document Number0102691839
Book / Page10269 / 1839
Instrument DateSep 13, 2023
Instrument2023016479
Transaction TypeTransfer
Record UpdatedOct 04, 2023
Title CompanyAMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address638 LAKESIDE AVE, HOPATCONG, NJ 07843

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 LAKESIDE BLVD, HOPATCONG, NJ 07843-1684

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX NJ
Recording DateAug 30, 2022
Property Address638 LAKESIDE AVE, ANDOVER, NJ 07821-2993
Document Number0036480152
Book / Page3648 / 152
Instrument DateAug 12, 2022
Instrument20220830010252490
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanyTITLEMARK PLLC, TITLE MARK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 LEONARD ST, 30, DOVER, NJ 07801-2154

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 LAKESIDE AVENUE, HOPATCONG, NJ 07843

Mortgage

Document Number20220830010252500
DateAug 30, 2022
Instrument20220830010252500
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
MunicipalityHopatcong Borough
Unified School DistrictHopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,038,800 (-) Land $280,700 Building $758,100$1,038,800 (-) Land $280,700 Building $758,100
2025$22,999.00 (+6.19%)$1,038,800 (+57.66%) Land $280,700 Building $758,100$1,038,800 (+57.66%) Land $280,700 Building $758,100
2024$21,659.00 (-4.16%)
2023$658,900 (-) Land $247,900 Building $411,000$658,900 (-) Land $247,900 Building $411,000
2022$22,600.00 (+1.72%)$658,900 Land $247,900 Building $411,000$658,900 Land $247,900 Building $411,000
2021$22,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sussex County (34037C), updated October 2, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340373745001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2004–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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