Gladwin County property record for 638 Lakeshore Dr, Gladwin, MI 48624
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.3 acres (448,668 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $585 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-004-400-003-00 |
| Primary APN | 110-004-400-003-00 |
|---|
| Lot Area | 448,668 sqft (10.3 acres) |
|---|
| Street Address | 638 LAKESHORE DR |
|---|---|
| City | GLADWIN |
| State | MI |
| Zip | 48624-8375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 4 18 1E COM AT NE COR OF SEC TH S 0DEG 14MIN 25SEC E 1847.39FT ALONG E SEC LINE TO POB TH S 0 DEG 14MIN 25SEC E 385FT TH |
| Legal Range | 01 |
| Legal Township | 18 |
| Legal Section | 04 |
| Legal Subdivision | RIVERS SUB |
| Jurisdiction | GLADWIN MI |
| Township / Civil Division | HAY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 600 |
638 Lakeshore Dr is owner-occupied and held in a trust.
Source: Gladwin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 638 LAKESHORE DR, GLADWIN, MI 48624-8375 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 638 Lakeshore Dr was $585 with a homeowner's exemption.
Source: Gladwin County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gladwin County |
| County Subdivision | Hay Township |
| Unified School District | Gladwin Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,300 Land $30,300 | $60,600 Land $60,600 | |
| 2025 | $585.00 Homeowner's exemption | ||
| 2023 | $16,000 | $32,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 638 Lakeshore Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 638 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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