638 Lafayette Ave, Cayce, SC 29033 Property Records

Lexington County property record for 638 Lafayette Ave, Cayce, SC 29033

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,844 sqft · built 1945
Lot Size0.258 acres (11,227 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jun 2025)
Tax Bill$2,290 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Aug 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN004649-02-009

Property Details

APN / Parcel Number

Primary APN004649-02-009
Alternative APN
  • 0464902009

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,844 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area11,227 sqft (0.258 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address638 LAFAYETTE AVE
CityCAYCE
StateSC
Zip29033-4119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionGUIGNARD LOT 11 & PT 10 BLK 105
Legal SubdivisionTHE LEXINGTON HOLDING
Legal Block105
Legal Lot Number11
JurisdictionLEXINGTON SC
Township / Civil DivisionWEST COLUMBIA-CAYCE
Census Block Group2
Census Block2001
Census Tract20201

Owner

Source: Lexington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2025Warranty Deed, Transfer · Closed-End Mortgage
HOME FEDERAL SLA
Aug 5, 2024Deed, Transfer
HOME FEDERAL SLA
Apr 23, 2021Deed, Transfer · Conventional Mortgage
ASSURANCE FINANCIAL GROUP LLC
Dec 10, 2020Deed, Transfer · Conventional Mortgage
PRIMELENDING
Nov 22, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Prior SaleAug 6, 2024 · Amount on Record
Deed Document Number202524196
Deed Book / Page21168 / 647
Prior Transfer DateJul 29, 2024
Prior Transfer Doc2111900123
Record UpdatedSep 20, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEXINGTON SC
Recording DateJun 27, 2025
Property Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119
Document Number2116800647
Book / Page21168 / 647
Map ReferenceMB 41-G PG 167
Instrument DateJun 27, 2025
Instrument2025024196
Transaction TypeTransfer
Record UpdatedJul 9, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119

Mortgage

Document Number2116605957
DateJun 23, 2025
Book Page21166/5957
Instrument2025023310
Lender
NameHOME FEDERAL SLA
TypeBank
AddressBAMBERG, SC 29003
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateAug 5, 2024
Property Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119
Document Number2111803736
Book / Page21118 / 3736
Map ReferenceMB 41-G PG 67
Instrument DateJul 29, 2024
Instrument2024028005
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119

Mortgage

Document Number2024028060
DateAug 5, 2024
Instrument2024028060
Lender
NameHOME FEDERAL SLA
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateApr 23, 2021
Property Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119
Document Number2093603763
Book / Page20936 / 3763
Map ReferenceMB 41-G PG 67
Instrument DateApr 22, 2021
Instrument2021021823
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$939.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119

Mortgage

Document Number2021021824
DateApr 23, 2021
Instrument2021021824
Lender
NameASSURANCE FINANCIAL GROUP LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateDec 10, 2020
Property Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119
Document Number2091000123
Book / Page20910 / 123
Map ReferenceMB 26-G PG 72
Instrument DateDec 9, 2020
Instrument2020057606
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$621.60
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address235 LAKEWOOD DR, CHAPIN, SC 29036-8430
InvestorPossibly a Property Investor

Mortgage

Document Number2020057607
DateDec 10, 2020
Instrument2020057607
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON SC
Recording DateNov 22, 2019
Property Address638 LAFAYETTE AVE, CAYCE, SC 29033-4119
Document Number2084600253
Book / Page020846 / 000253
Instrument DateNov 21, 2019
Instrument53771
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 LAFAYETTE AVE CAYCE SC 290334119, CAYCE, SC 29033-4119

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
MunicipalityCayce City
Unified School DistrictLexington School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,290.00$10,160 (-) Land $1,600 Building $8,560
2024$10,160 (-) Land $1,600 Building $8,560$254,000 (-) Land $40,000 Building $214,000
2023$1,745.00$10,160 Land $1,600 Building $8,560$254,000 Land $40,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1983–2015)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAYCE
serves 17,460 people · EPA ID SC3210003
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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