638 Hubert St NE, Grand Rapids, MI 49503 Property Records

Kent County property record for 638 Hubert St NE, Grand Rapids, MI 49503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,297 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2022)
Tax Bill	$7,228 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-14-19-231-005`

Property Details

APN / Parcel Number

Primary APN	`41-14-19-231-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,297 sqft Living Area
1st Floor Area	1,297 sqft
Basement Area	1,297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	638 HUBERT ST NE
City	GRAND RAPIDS
State	MI
Zip	49503-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	LOT 1 BLK 3* CARRIER S ADDITION
Legal Subdivision	CARRIER S ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	1
Census Block	1005
Census Tract	1200

Owner

638 Hubert St NE is owned and occupied by an individual who bought it in February 2022.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	638 HUBERT ST NE, GRAND RAPIDS, MI 49503-1126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · FHA Mortgage MERCANTILE BANK OF MICHIGAN
Oct 5, 2020	Warranty Deed, Transfer LIGHTHOUSE TITLE AGENCY
Oct 10, 2018	Warranty Deed, Transfer OTHER
Jun 18, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
May 16, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202210048
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0000082928
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 2, 2022
Property Address	638 HUBERT ST NE, GRAND RAPIDS, MI 49503-1126
Document Number	0000010048
Map Reference	MB 7 PG 3
Instrument Date	Jan 25, 2022
Instrument	20220202-0010048
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 STATE ST SE, GRAND RAPIDS, MI 49503-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 CAMPBELL PL NE, GRAND RAPIDS, MI 49503-3436

Mortgage

Document Number	0000010049
Date	Feb 2, 2022
Instrument	20220202-0010049

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 5, 2020
Property Address	638 HUBERT ST NE, GRAND RAPIDS, MI 49503-1126
Document Number	0000091252
Instrument Date	Sep 24, 2020
Instrument	91252
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	722 EASTERN AVE SE GRAND RAPIDS MI 495035519, GRAND RAPIDS, MI 49503-5519

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 10, 2018
Property Address	638 HUBERT ST NE, GRAND RAPIDS, MI 49503-1126
Document Number	0000079664
Instrument Date	Aug 9, 2018
Instrument	79664
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$159.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8375 RIDGESTONE DR SW BYRON CENTER MI 493156956, BYRON CENTER, MI 49315-6956

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 18, 2018
Property Address	638 HUBERT ST NE, GRAND RAPIDS, MI 49503-1126
Document Number	0000046338
Instrument Date	Jun 7, 2018
Instrument	46338
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5751 BYRON CENTER AVE SW WYOMING MI 495199621, WYOMING, MI 49519-9621

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 16, 2018
Property Address	638 HUBERT ST NE, GRAND RAPIDS, MI 49503-1126
Document Number	0000037779
Instrument Date	May 9, 2018
Instrument	37779
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$43.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 68TH ST SE CALEDONIA MI 493167538, CALEDONIA, MI 49316-7538

Tax Assessment & Valuation

The 2025 property tax bill for 638 Hubert St NE was $7,228.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,200 (+1.73%)	$516,400 (+1.73%)
2025	$7,228.00	$253,800	$507,600
2023		$199,600	$399,200
2021	$584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Hubert St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Hubert St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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