Fond Du Lac County property record for 638 Hilltop Ln, Ripon, WI 54971
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,367 sqft · built 1995 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,129 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-99-SY-050-00 |
| Primary APN | RIP-16-14-99-SY-050-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| Basement Area | 1,367 sqft |
| Game Room | Game Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 9,932 sqft (0.228 acres) |
| Lot Dimensions | 11.8 ft deep x 8.5 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 144 sqft |
| Patio Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 638 HILLTOP LN |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-8807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Description | S28 T16N R14E SYLVAN ACRES LOT 5 (V1348-472) .228A |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 28 |
| Legal Subdivision | SYLVAN ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 41500 |
Source: Fond Du Lac County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 638 HILLTOP LN, RIPON, WI 54971-8807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 11, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 638 HILLTOP LN, RIPON, WI 54971-8807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 638 HILLTOP LN, RIPON, WI 54971-8807 |
| Document Number | 1141945 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 1141945 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 638 HILLTOP LN, RIPON, WI 54971-8807 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 1088085 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 1088085 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | Chicago, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 11, 2047 |
Source: Fond Du Lac County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,129.00 (+25.85%) | $177,300 (+11.65%) Land $20,000 Building $157,300 | $273,458 (+46.58%) Land $30,847 Building $242,611 |
| 2023 | $3,281.00 Homeowner's exemption | $158,800 Land $20,000 Building $138,800 | $186,560 Land $23,496 Building $163,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures