638 Hampton Cir, Elgin, IL 60120 Property Records

Cook County property record for 638 Hampton Cir, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,895 sqft · built 1992
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Jul 2004)
Tax Bill$6,818 (2023)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-207-005

Property Details

APN / Parcel Number

Primary APN06-19-207-005
Alternative APN
  • 06-19-207-005-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,895 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address638 HAMPTON CIR
CityELGIN
StateIL
Zip60120-7630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART S19 T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section19
Legal SubdivisionSUMMERHILL UNIT 05
Legal Lot Number372
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2005
Census Tract804406

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10N773 RIPPBURGER RD, PLATO CENTER, IL 60124-8279
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2004 · Amount on Record
Deed SaleJul 15, 2004 · Amount on Record
Deed Document Number200422138
Last Transfer DateDec 13, 2008
Transfer Doc0000055034
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address638 HAMPTON CIR, ELGIN, IL 60120-7630
Transaction TypeMortgage
Record UpdatedMar 24, 2022
Title CompanyTEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006920579
DateMar 10, 2022
Instrument2206920579
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,000 (+29.63%) Land $4,620 Building $30,380$350,000 (+29.63%) Land $46,200 Building $303,800
2023$6,818.00 (+3.37%)
2022$6,596.00 Homeowner's exemption$27,000 Land $4,290 Building $22,710$270,000 Land $42,900 Building $227,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Opiquad.

Nearby Properties on Hampton Cir

Nearby Streets

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