638 Gary St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 638 Gary St, Ripon, WI 54971 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,320 sqft Living Area
Lot Size10,977 sqft (0.252 acres)
OccupancyOwner Occupied
Last Sale$250,900 (2024)
Tax Bill$2,892.00 (2025)

Property Details

APN / Parcel Number

Primary APNRIP-16-14-99-LB-110-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,320 sqft Living Area
1st Floor1,320 sqft 1st Floor
Basement Area1,320 sqft Basement
Family RoomFamily Room
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch Style
Exterior MaterialMetal Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,977 sqft (0.252 acres)
Depth X Width13.2 ft x 8.3 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area400 sqft Garage
Patio Area140 sqft Patio

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address638 GARY ST
CityRIPON
StateWI
Zip54971-1021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS16 T16N R14E LAWNDALE ACRES LOT 11
Legal Range14E
Legal Township16N
Legal Section16
Legal SubdivisionLAWNDALE ACRES
Legal Lot Number11
JurisdictionFOND DU LAC WI
Minor Civil DivisionRIPON
Census Blockgroup1
Census Block1026
Census Tract41600

Owner

Source: Fond Du Lac County records · APN RIP-16-14-99-LB-110-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address638 GARY ST, RIPON, WI 54971-1021
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
FORTIFI BANK
Dec 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
FORTIFI BANK
Aug 18, 2017Quit Claim Deed, Transfer · Line of Credit
MARINE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Prior SaleFeb 28, 2023 · Amount on Record
Deed Doc Number20241202696
Prior Transfer DateAug 10, 2017
Prior Transfer Doc0001088367
Record RefreshedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOND DU LAC WI
Recording DateFeb 28, 2023
Property Address638 GARY ST, RIPON, WI 54971-1021
Document Number0001180890
Instrument DateFeb 27, 2023
Instrument1180890
Transaction TypeTransfer
Record UpdatedMar 22, 2023
Title CompanyNOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$651.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 GARY ST, RIPON, WI 54971-1021

Mortgage

Document Number0001180891
DateFeb 28, 2023
Instrument1180891
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address638 GARY ST, RIPON, WI 54971-1021
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001175380
DateSep 19, 2022
Instrument1175380
Lender
NameFORTIFI BANK
TypeBank
AddressBERLIN, WI 54923
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address638 GARY ST, RIPON, WI 54971-1021
Transaction TypeMortgage
Record UpdatedJan 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1141407
DateDec 01, 2020
Instrument1141407
Lender
NameFORTIFI BANK
TypeBank
AddressBERLIN, WI 54923
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFOND DU LAC WI
Recording DateAug 18, 2017
Property Address638 GARY ST, RIPON, WI 54971-1021
Document Number0001088367
Instrument DateAug 10, 2017
Instrument1088367
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address638 GARY ST, RIPON, WI 54971-1021

Mortgage

Document Number0001088368
DateAug 18, 2017
Instrument1088368
Lender
NameMARINE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,892.00 (+13.15%)$127,000 (-) Land $21,000 Building $106,000$195,878 (+31.28%) Land $32,389 Building $163,489
2023$2,556.00 Homeowner's exemption$127,000 Land $21,000 Building $106,000$149,201 Land $24,671 Building $124,530

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