638 Fraser Ln, Staunton, VA 24401 Property Records

Staunton City property record for 638 Fraser Ln, Staunton, VA 24401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,868 sqft · built 1969
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on Record
Last Sale$284,000 (Nov 2019)
Tax Bill$3,769 (2026)
Deeds & MortgagesJun 2020 Line of Credit
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN431

Property Details

APN / Parcel Number

Primary APN431

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,868 sqft Living Area
Gross Area4,099 sqft
1st Floor Area1,766 sqft
Basement Area1,566 sqft
Finished Basement894 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,898 sqft (0.342 acres)
Lot Dimensions110 ft deep x 100 ft wide
Garage TypeBasement
Garage Area288 sqft
DrivewayAsphalt Driveway
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address638 FRASER LN
CitySTAUNTON
StateVA
Zip24401-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 17 REVISED ON A RECORDED PLAT INTS # 200001792
Legal SubdivisionCOLLEGE PARK
Legal Block9
Legal Lot Number17
JurisdictionSTAUNTON CITY VA
Township / Civil DivisionSTAUNTON
Census Block Group1
Census Block1001
Census Tract402

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 FRASER LN, STAUNTON, VA 24401-2335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK OF WEST VIRGINIA
Nov 22, 2019Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Prior SaleSep 1, 2016 · Amount on Record
Deed Document Number20192915
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAUNTON CITY VA
Property Address638 FRASER LN, STAUNTON, VA 24401-2335
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001459
DateJun 11, 2020
Instrument200001459
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
AddressSTAUNTON, VA 24401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueApr 4, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionSTAUNTON CITY VA
Recording DateNov 22, 2019
Property Address638 FRASER LN, STAUNTON, VA 24401-2335
Document Number0190002915
Map ReferenceMB 243 PG 64
Instrument DateNov 22, 2019
Instrument190002915
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$284.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address638 FRASER LN, STAUNTON, VA 24401-2335

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityStaunton City
Unified School DistrictStaunton City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,769.00 (+21.11%)$414,220 (+18.44%) Land $63,320 Building $350,900$414,220 (+18.44%) Land $63,320 Building $350,900
2023$3,112.00$349,730 Land $54,530 Building $295,200$349,730 Land $54,530 Building $295,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACKBURN - ACSA
serves 1,023 people · EPA ID VA2015060
Water SourcePurchased surface water from CITY OF STAUNTON
Last State InspectionApr 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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