St. Croix County property record for 638 Franklin St, Roberts, WI 54023
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jul 2025) |
| Tax Bill | $1,748 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 176-1093-37-055 |
| Primary APN | 176-1093-37-055 |
|---|
| Street Address | 638 FRANKLIN ST |
|---|---|
| City | ROBERTS |
| State | WI |
| Zip | 54023-4300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 27 T29N R18W PTS NW NW & SW NW FKA DEER HILLS LOT 37 NKA VILLAS OF DEER HILLS LOT 55 |
| Legal Range | 18W |
| Legal Township | 29N |
| Legal Section | 27 |
| Legal Subdivision | VILLAS OF DEER HILLS |
| Legal Lot Number | 37,55 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | ROBERTS |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 121000 |
638 Franklin St is owned and occupied by an individual who bought it in July 2025.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 FRANKLIN ST, ROBERTS, WI 54023-4300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on File |
| Deed Sale | Jul 25, 2025 · Amount on File |
| Deed Document Number | 20251195245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jul 25, 2025 |
| Property Address | 638 FRANKLIN ST, ROBERTS, WI 54023-4300 |
| Document Number | 0001195245 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 1195245 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TTL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001195246 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 1195246 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 638 Franklin St was $1,748.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | Roberts Village |
| Unified School District | St. Croix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,748.00 | ||
| 2025 | $108,300 Land $8,600 Building $99,700 | $108,300 Land $8,600 Building $99,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 638 Franklin St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2019–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 638 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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