638 Folsom Cir, Milpitas, CA 95035 Property Records

Santa Clara County property record for 638 Folsom Cir, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,350 sqft · built 1983
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jan 2007)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`028-25-044`

Property Details

APN / Parcel Number

Primary APN	`028-25-044`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	685 sqft
2nd Floor Area	665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 FOLSOM CIR
City	MILPITAS
State	CA
Zip	95035-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIDDEN LAKE VILLAGES VILLAGE 2 LOT 7
Legal Subdivision	HIDDEN LAKE VILLAGES VILLAGE 0
Legal Tract	7146
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	504413

Owner

638 Folsom Cir is owned by two individuals who acquired it in September 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	751 LOS PINOS AVE, MILPITAS, CA 95035-3924
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Nov 4, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2007 · Amount on File
Deed Sale	Jan 31, 2007 · Amount on File
Prior Sale	Jul 8, 1999 · Amount on File
Deed Document Number	200719284210
Last Transfer Date	Sep 19, 2020
Transfer Doc	0024687052
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	638 FOLSOM CIR, MILPITAS, CA 95035-3542
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 LOS PINOS AVE, MILPITAS, CA 95035-3924

Mortgage

Document Number	0025226141
Date	Jan 25, 2022
Instrument	25226141

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Term	181 Months
Due	Feb 1, 2037

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 7, 2020
Property Address	638 FOLSOM CIR, MILPITAS, CA 95035-3542
Document Number	0024645581
Map Reference	MB 512 PG 27-29
Instrument Date	Sep 19, 2020
Instrument	24645581
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	638 FOLSOM CIR, MILPITAS, CA 95035-3542

Mortgage

Document Number	0024645582
Date	Oct 7, 2020
Instrument	24645582

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 4, 2020
Property Address	638 FOLSOM CIR, MILPITAS, CA 95035-3542
Document Number	0024687052
Instrument Date	Sep 19, 2020
Instrument	24687052
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	751 LOS PINOS AVE MILPITAS CA 950353924, MILPITAS, CA 95035-3924

Tax Assessment & Valuation

The 2025 property tax bill for 638 Folsom Cir was $8,327.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,606 (+2%) Land $355,303 Building $355,303
2025	$8,327.00	$696,674 Land $348,337 Building $348,337
2023	$8,050.00 (+0.4%)	$669,622 Land $334,811 Building $334,811
2022	$8,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 638 Folsom Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Folsom Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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