Clay County property record for 638 E Westbrook St, West Point, MS 39773 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 994 sqft · built 1945 |
| Lot Size | 0.153 acres (6,673 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $420 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 083C114D 0020000 |
| Primary APN | 083C114D 0020000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 994 sqft Finished Area |
| 1st Floor Area | 972 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,673 sqft |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 638 E WESTBROOK ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 67 W 4 DB 155/133 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Subdivision | WARD 4 CITY OF WEST POINT |
| Legal Block | 67 |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950400 |
Source: Clay County records · APN 083C114D 0020000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 W BRAME AVE, WEST POINT, MS 39773-3504 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| May 02, 2018 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 638 E WESTBROOK ST, WEST POINT, MS 39773-3002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000554/261 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 554/261 |
| Instrument | 2023003160 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jun 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 638 E WESTBROOK ST, WEST POINT, MS 39773-3002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 503/363 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 503/363 |
| Instrument | 2018002716 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Apr 23, 2023 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $420.00 (-58.04%) | $7,357 (-) Land $1,656 Building $5,701 | $49,047 (-) Land $11,040 Building $38,007 |
| 2024 | $7,357 (+9.95%) Land $1,656 Building $5,701 | $49,047 (+9.95%) Land $11,040 Building $38,007 | |
| 2023 | $1,001.00 (+1.11%) | $6,691 Land $1,656 Building $5,035 | $44,608 Land $11,040 Building $33,568 |
| 2022 | $990.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259504004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1979–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2019, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 10% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.
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