638 E Sunset Dr, Hendersonville, NC 28791 Property Records

Henderson County property record for 638 E Sunset Dr, Hendersonville, NC 28791

Property Summary

Property Type	Single Family Home
Details	7 bd · 2.5 ba · 2,430 sqft · built 1975
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Sep 2021)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9549968775`

Property Details

APN / Parcel Number

Primary APN	`9549968775`
Alternative APNs	`0107183` `107183`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,430 sqft Heated Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Finished Basement	810 sqft
Unfinished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	107183
Street Address	638 E SUNSET DR
City	HENDERSONVILLE
State	NC
Zip	28791-2098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107183~R2
Legal Description	HARRY C WOOD LO31
Legal Subdivision	HARRY C WOOD
Legal Block	96
Legal Lot Number	8775
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2011
Census Tract	931802

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 E SUNSET DR, HENDERSONVILLE, NC 28791-2098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
Nov 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	2021962053
Deed Book / Page	3778 / 584
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	638 E SUNSET DR, HENDERSONVILLE, NC 28791-2098
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E SUNSET DR, HENDERSONVILLE, NC 28791-2098

Mortgage

Document Number	0041280260
Date	Jan 24, 2024
Book Page	4128/260
Instrument	1001009454

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 3, 2021
Property Address	638 E SUNSET DR, HENDERSONVILLE, NC 28791-2098
Document Number	0037780584
Book / Page	3778 / 584
Map Reference	MB 1526 PG 79
Instrument Date	Aug 26, 2021
Instrument	962053
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 N PRESTONWOOD DR, 1016, HENDERSONVILLE, NC 28739-9607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E SUNSET DR, HENDERSONVILLE, NC 28791-2098

Mortgage

Document Number	0000962054
Date	Sep 3, 2021
Instrument	962054

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	638 E SUNSET DR, HENDERSONVILLE, NC 28791-2098
Document Number	0004920115
Instrument Date	Nov 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 E SUNSET DR HENDERSONVILLE NC 287912098, HENDERSONVILLE, NC 28791-2098

Mortgage

Document Number	0004920115
Date	Nov 19, 2020
Book Page	000492/000115
Instrument	938582

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	638 E SUNSET DR, HENDERSONVILLE, NC 28791-2098
Document Number	0033390626
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 E SUNSET DR HENDERSONVILLE NC 287912098, HENDERSONVILLE, NC 28791-2098

Mortgage

Document Number	0033390626
Date	May 29, 2019
Book Page	003339/000626
Instrument	904329

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,100 (-) Land $73,200 Building $272,900
2025	$1,889.00
2023		$346,100 Land $73,200 Building $272,900	$346,100 Land $73,200 Building $272,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: AT&T.

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