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638 E Roosevelt St, Dekalb, IL 60115 Property Records

DeKalb County property record for 638 E Roosevelt St, Dekalb, IL 60115 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba
Lot Size0.179 acres (7,811 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Nov 2024)
Tax Bill$4,330 (2024)
Deeds & MortgagesMay 2026 Mortgage
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-23-361-014

Property Details

APN / Parcel Number

Primary APN08-23-361-014

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area7,811 sqft (0.179 acres)
Garage TypeAttached

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0823361014
Street Address638 E ROOSEVELT ST
CityDEKALB
StateIL
Zip60115-4136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTERLING RYANS SUB - LOT A
Legal SubdivisionSTERLING RYANS SUB
Legal Lot NumberA
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4016
Census Tract1300

Owner

Source: DeKalb County records · APN 08-23-361-014

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address601 NORMAL RD, SYCAMORE, IL 60178
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY
Jan 07, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleSep 16, 2014 · Amount on Record
Deed Document Number20248476
Prior Transfer DateNov 16, 2005
Prior Transfer Doc0000023017
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Recording DateMay 06, 2026
Property Address638 E ROOSEVELT ST, DEKALB, IL 60115-4136
Document Number0000003675
Instrument DateApr 20, 2026
Instrument20263675
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 NORMAL RD, DEKALB, IL 60115-2204
InvestorPossibly a Property Investor

Mortgage

Document Number0000003675,
DateMay 06, 2026
Instrument20263675
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address638 E ROOSEVELT ST, DEKALB, IL 60115-4136
Document Number0000000235
Instrument DateJan 07, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1707 WESTERN AVE GENEVA IL 601343163, GENEVA, IL 60134-3163

Mortgage

Document Number0000000235
DateJan 11, 2019
Instrument235
Lender
NameFIRST NAT'L BK/OMAHA
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$59,528 (+25.6%) Land $8,781 Building $50,747$178,584 (+25.6%) Land $26,343 Building $152,241
2024$4,330.00
2023$47,396 Land $6,991 Building $40,405$142,188 Land $20,973 Building $121,215

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370013004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims6 (1980–2008)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2008, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 593 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Metronet Holdings, Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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