Maricopa County property record for 638 E Ranch Rd, Gilbert, AZ 85296 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,655 sqft Living Area |
| Lot Size | 6,865 sqft (0.158 acres) |
| Pool | 350 sqft |
| Last Sale | $146,526 (1998) |
| Tax Bill | $1,760.00 (2025) |
| Primary APN | 309-14-625 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,655 sqft Living Area |
| Gross Area | 1,865 sqft Gross Area |
| 1st Floor | 1,655 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Concrete Roof |
| Lot Area | 6,865 sqft (0.158 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 350 sqft Pool |
| Patio Area | 210 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 638 E RANCH RD |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-3556 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEELY FARMS UNIT 4 MCR 419-25 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 19 |
| Legal Subdivision | NEELY FARMS UNIT 4 |
| Legal Lot Number | 625 |
| Legal Unit | 4 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 814400 |
Source: Maricopa County records · APN 309-14-625
Assessment roll updated October 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Aug 09, 2023 | Intrafamily Transfer, Transfer |
| Jun 26, 2023 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| May 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 1998 · Amount on Record |
| Deed Sale | Dec 15, 1998 · Amount on Record |
| Prior Sale | Oct 01, 1998 · Amount on Record |
| Deed Doc Number | 19981130587 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 03, 2026 |
| Property Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Document Number | 0000457161 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026457161 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 269 |
| Document Number | 0000457161, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 2026457161 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 09, 2023 |
| Property Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Document Number | 0000415938 |
| Map Reference | MB 419 PG 25 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 20230415938 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 29232, PHOENIX, AZ 85038-9232 |
| Document Number | 0000330072 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 20230330072 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 638 E RANCH RD, GILBERT, AZ 85296-3556 |
| Document Number | 0000403047 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 20220403047 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,760 (+93.42%) | $447,600 (+5.19%) Land $89,500 Building $358,100 | |
| 2025 | $1,760.00 (+3.23%) | $23,141 (-48.76%) | $425,500 (-5.78%) Land $85,100 Building $340,400 |
| 2024 | $45,160 (+20.49%) | $451,600 (+20.49%) Land $90,300 Building $361,300 | |
| 2023 | $1,705.00 (+3.21%) | $37,480 Land $7,490 Building $29,990 | $374,800 Land $74,900 Building $299,900 |
| 2022 | $1,652.00 |
638 E Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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