638 E Oak St, Unit 1, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 638 E Oak St, Unit 1, Fort Bragg, CA 95437

Property Summary

Property Type	Hotel
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Feb 2023)
Tax Bill	$20,629 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`008-231-10`

Property Details

APN / Parcel Number

Primary APN	`008-231-10`
Alternative APN	`008-231-10-00`

Exterior

Lot Area	47,916 sqft

Location & Zoning

Old Parcel Number	008-231-10
Street Address	638 E OAK ST, 1
City	FORT BRAGG
State	CA
Zip	95437-3754
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	C1
Legal Description	PARCEL 1 OF PCL MAP FILED JUNE 28, 1978 IN C2, D32, P76, MCR .
Legal Subdivision	FORT BRAGG
Legal Block	1
Legal Lot Number	10
Jurisdiction	MENDOCINO CA
Township / Civil Division	FORT BRAGG
Census Block Group	1
Census Block	1001
Census Tract	10500

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 938, CHICO, CA 95927-0938
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Feb 2, 2023	Grant Deed, Transfer REDWOOD EMPIRE TTL CO OF MEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	2023774
Prior Transfer Date	May 8, 2007
Prior Transfer Doc	0000011210
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	647 E OAK ST, FORT BRAGG, CA 95437-3735
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 EARL AVE, CHICO, CA 95928-4119

Mortgage

Document Number	0000002671
Date	Apr 6, 2023
Instrument	2023-02671

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Feb 2, 2023
Property Address	647 E OAK ST, FORT BRAGG, CA 95437-3735
Document Number	0000000774
Map Reference	CASE 2 DR 32 PG 76
Instrument Date	Jan 30, 2023
Instrument	2023-00774
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 938, CHICO, CA 95927-0938

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Fort Bragg City
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,804,052 (+2%) Land $644,152 Building $1,159,900
2025	$20,629.00 (+76.51%)	$1,768,679 (+79.45%) Land $631,522 Building $1,137,157
2023	$11,687.00 (+8.92%)	$985,611 Land $252,436 Building $733,175
2020	$10,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT BRAGG serves 7,117 people · EPA ID CA2310001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: 101Netlink.

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