638 E Mountain Rd S, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 638 E Mountain Rd S, Cold Spring, NY 10516 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,920 sqft Living Area
Lot Size	49,223 sqft (1.13 acres)
Occupancy	Owner Occupied
Last Sale	$330,000 (2015)
Tax Bill	$10,999.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`372689 17.-2-63`
Alternative APNs	`268901700000020630000000` `046350`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Living Area
Gross Area	2,082 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
2nd Floor	800 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2021
Exterior Material	Composition/Composite Exterior
Lot Area	49,223 sqft (1.13 acres)
Lot Width	152 ft Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage
Porch	Enclosed Porch
Porch Area	162 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	046350
Street Address	638 E MOUNTAIN RD S
City	COLD SPRING
State	NY
Zip	10516-4332
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAND & RES
Legal Block	2
Legal Lot Number	63.00
Jurisdiction	PUTNAM NY
Minor Civil Division	PHILIPSTOWN
Census Blockgroup	3
Census Block	3003
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records · APN 372689 17.-2-63

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	638 E MOUNTAIN RD S, COLD SPRING, NY 10516-4332
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2015 · Amount on Record
Deed Sale	Sep 04, 2015 · Amount on Record
Deed Doc Number	20152071
Deed Book / Page	1990 / 12
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	638 E MOUNTAIN RD S, COLD SPRING, NY 10516-4332
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E MOUNTAIN RD S, COLD SPRING, NY 10516-4332

Mortgage

Document Number	0073060268
Date	Mar 16, 2021
Book Page	7306/268
Instrument	3457-2021

Lender

Name	WALDEN SAVINGS BANK
Type	Bank
Address	MONTGOMERY, NY 12549

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 01, 2020
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,800 (-) Land $51,800 Building $138,000	$618,846 (+14.84%)
2024	$10,999.00
2023		$189,800 (-) Land $51,800 Building $138,000	$538,898 (+11.73%) Land $147,075 Building $391,823
2022		$189,800 Land $51,800 Building $138,000	$482,338 Land $131,639 Building $350,699