638 E Main St, Ore City, TX 75683 Property Records

Upshur County property record for 638 E Main St, Ore City, TX 75683

Property Summary

Property Type	Residential
Details	1.5 ba · 3,254 sqft · built 1954
Lot Size	0.669 acres (29,142 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Mar 2021)
Tax Bill	$3,600 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S161-S03-C20-BL1LT06EPT,7`

Property Details

APN / Parcel Number

Primary APN	`S161-S03-C20-BL1LT06EPT,7`
Alternative APN	`6013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	3,254 sqft Total Area
1st Floor Area	1,976 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,142 sqft (0.669 acres)
Lot Dimensions	209 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S161-S03-C20-BL1LT06EPT,7
Street Address	638 E MAIN ST
City	ORE CITY
State	TX
Zip	75683-2515
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 6 40 FT OF & 7, BLK 1 EAST MAIN ADDN S161 (A297) .669 ACRES & HOUSE
Legal Subdivision	EAST MAIN ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	3
Census Block	3017
Census Tract	950101

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 E MAIN ST, ORE CITY, TX 75683-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 15, 2021	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 21, 2018	Vendor's Lien, Transfer CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20211786
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	0202101786
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	638 E MAIN ST, ORE CITY, TX 75683-2515
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E MAIN ST, ORE CITY, TX 75683-2515

Mortgage

Document Number	0202307103
Date	Nov 3, 2023
Instrument	202307103

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2038

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 15, 2021
Property Address	638 E MAIN ST, ORE CITY, TX 75683-2515
Document Number	202101786
Map Reference	VOL 459 PG 433
Instrument Date	Mar 12, 2021
Instrument	202101786
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E MAIN ST, ORE CITY, TX 75683-2515

Mortgage

Document Number	202101787
Date	Mar 15, 2021
Instrument	202101787

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Sep 21, 2018
Property Address	638 E MAIN ST, ORE CITY, TX 75683-2515
Document Number	201806866
Map Reference	MB2 PG183
Instrument Date	Sep 21, 2018
Instrument	201806866
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 MAPLE GROVE AVE, SHREVEPORT, LA 71106-8566

Mortgage

Document Number	201806867
Date	Sep 21, 2018
Instrument	201806867

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Municipality	Ore City
Unified School District	Ore City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,600.00 (+83.77%) Homeowner's exemption	$162,420 (-2.72%) Land $18,360 Building $144,060	$162,420 (-2.72%) Land $18,360 Building $144,060
2025	$1,959.00 (-50.01%) Homeowner's exemption	$166,960 (-22.07%) Land $18,360 Building $148,600	$166,960 (-22.07%) Land $18,360 Building $148,600
2023		$214,251 Land $26,535 Building $187,716	$214,251 Land $26,535 Building $187,716
2022	$3,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORE CITY serves 1,509 people · EPA ID TX2300003
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: Verizon.

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