638 E Main St, Ashland, OH 44805 Property Records

Ashland County property record for 638 E Main St, Ashland, OH 44805

Property Summary

Property Type	Commercial Office
Details	3 bd · 1 ba · 1,462 sqft · built 1929
Lot Size	0.134 acres (5,850 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Apr 2026)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P43-030-0-0027-00`

Property Details

APN / Parcel Number

Primary APN	`P43-030-0-0027-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,462 sqft Total Area
1st Floor Area	1,832 sqft
Upper Floors Area	546 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	638 E MAIN ST
City	ASHLAND
State	OH
Zip	44805-2600
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	638 E MAIN ST R=30 LOT 1998
Legal Subdivision	MATTHEWS ALLOTMENT
Legal Lot Number	1998
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3008
Census Tract	970800

Owner

Source: Ashland County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 232, JEROMESVILLE, OH 44840-0232
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer CASTLE REAL ESTATE TITLE
Nov 3, 2023	Land Contract, Transfer · Land Contract JERICHO HOLDINGS LTD
Mar 1, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	20261907
Deed Book / Page	1003 / 4135
Transfer Doc	0000000721
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Apr 15, 2026
Property Address	638 E MAIN ST, ASHLAND, OH 44805-2600
Document Number	01003/4135
Book / Page	1003 / 4135
Instrument Date	Apr 14, 2026
Instrument	2026.1907
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	CASTLE REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

November 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ASHLAND OH
Recording Date	Nov 3, 2023
Property Address	638 E MAIN ST, ASHLAND, OH 44805-2600
Document Number	00988/4260
Book / Page	988 / 4260
Map Reference	VOL 5 PG 31
Instrument Date	Nov 2, 2023
Instrument	202300005178
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	NOT AVAILABLE, CASTLE REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1562 STATE ROUTE 60, ASHLAND, OH 44805-9370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 CLAREMONT AVE UNIT 524, 524, ASHLAND, OH 44805-3084

Mortgage

Date	Nov 3, 2023

Lender

Name	JERICHO HOLDINGS LTD
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate	7.5%

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHLAND OH
Recording Date	Mar 1, 2023
Property Address	638 E MAIN ST, ASHLAND, OH 44805-2600
Document Number	00984/4588
Book / Page	984 / 4588
Instrument Date	Feb 28, 2023
Instrument	202300000861
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00 (-3.44%)	$29,270 (-) Land $9,010 Building $20,260
2023	$1,655.00 (-2.59%)	$29,270 (-) Land $9,010 Building $20,260	$83,620 (-) Land $25,740 Building $57,880
2022	$1,699.00	$29,270 Land $9,010 Building $20,260
2020			$83,620 Land $25,740 Building $57,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1987–2011)
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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