638 E Madison St, Troy, AL 36081 Property Records

Pike County property record for 638 E Madison St, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1945
Lot Size	0.169 acres (7,367 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Dec 2025)
Tax Bill	$413 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`793960`

Property Details

APN / Parcel Number

Primary APN	`793960`
Alternative APN	`55 10 09 32 1 009 012.000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,367 sqft (0.169 acres)
Lot Dimensions	100 ft deep x 74 ft wide
Garage Type	Carport
Garage Area	196 sqft
Carport	Carport
Carport Area	196 sqft
Porch	Patio

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	793960
Street Address	638 E MADISON ST
City	TROY
State	AL
Zip	36081-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	DIMENSIONS: 74' X 100' LOT BEG INT E MADISON ST. & GAMBLE ST. EXT. TH W 80'S TO POB TH E 74'; N 100'; E 74'; S 100' TO POB SE
Legal Range	21E
Legal Township	10N
Legal Section	32
Legal Subdivision	CITY OF TROY
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1001
Census Tract	189101

Owner

Source: Pike County assessment roll, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 BRIAR HILL WAY, TROY, AL 36079-2989
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Aug 28, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Aug 28, 2017
Deed Book / Page	2025 / 3042
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	02016/1687
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	638 E MADISON ST, TROY, AL 36081-4137
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BRIAR HIII WAY, TROY, AL 36079

Mortgage

Document Number	MTG2025/9297
Date	Dec 1, 2025
Book Page	MTG 2025/9297

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	HIGHLAND HOME, AL 36041

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE AL
Recording Date	Aug 28, 2017
Property Address	638 E MADISON ST, TROY, AL 36081-4137
Document Number	0020172008
Instrument Date	Jul 31, 2017
Instrument	20172008
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$20.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95-174 KAHELA ST, 95-174, MILILANI, HI 96789-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E MADISON ST, TROY, AL 36081-4137

Tax Assessment & Valuation

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$413.00 (+5.63%)	$11,200 (+5.66%) Land $1,560 Building $9,640	$56,040 (+5.78%) Land $7,800 Building $48,240
2024	$391.00	$10,600 (-) Land $1,560 Building $9,040	$52,980 (-) Land $7,800 Building $45,180
2023	$391.00 (+11.4%)	$10,600 (+11.58%)	$52,980 (+11.63%) Land $7,800 Building $45,180
2022	$351.00	$9,500	$47,460 Land $7,800 Building $39,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIKE COUNTY WATER AUTHORITY serves 12,021 people · EPA ID AL0001120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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