638 E Hobcaw Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 638 E Hobcaw Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,790 sqft · built 1976
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Nov 2023)
Tax Bill	$27,698 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514-04-00-002`

Property Details

APN / Parcel Number

Primary APN	`514-04-00-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,790 sqft Living Area
1st Floor Area	2,672 sqft
Upper Floors Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	145 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	512 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	638 E HOBCAW DR
City	MOUNT PLEASANT
State	SC
Zip	29464-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HOBCAW POINT DESCRIPTION -LT 7 BLK P
Legal Subdivision	HOBCAW POINT
Legal Block	P
Legal Lot Number	7
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1001
Census Tract	4621

Owner

638 E Hobcaw Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	638 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	May 10, 2023 · Amount on File
Deed Book / Page	1213 / 593
Prior Transfer Date	Jun 25, 2001
Prior Transfer Doc	T375/0426
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 10, 2023
Property Address	638 E HOBCAW DR, MOUNT PLEASANT, SC 29464-2550
Document Number	0011780851
Book / Page	1178 / 851
Map Reference	MB T PG 143
Instrument Date	Apr 2, 2023
Transaction Type	Transfer
Record Updated	Jul 6, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 HOBCAW BLUFF DR, MT PLEASANT, SC 29464-8104

Mortgage

Document Number	0001178853
Date	May 10, 2023
Instrument	1178/853

Lender

Name	IL LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Apr 28, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 638 E Hobcaw Dr was $27,698, down 2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,698.00 (-2.02%)	$1,900,000 (+1,566.67%) Land $740,000 Building $1,160,000	$1,900,000 Land $740,000 Building $1,160,000
2024	$28,270.00	$114,000
2022	$2,251.00	$24,400	$848,900 Land $414,800 Building $434,100
2020			$1,900,000 Land $740,000 Building $1,160,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 638 E Hobcaw Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	219 units insured incl. 6 condo units
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 E Hobcaw Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20