Branch County property record for 638 E Chicago Rd, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Square Footage | 1,200 sqft Building Perimeter |
| Lot Size | 82,764 sqft (1.9 acres) |
| Last Sale | $92,900 (2011) |
| Tax Bill | $2,696.00 (2025) |
| Primary APN | 070-024-100-015-00 |
|---|
| Building Area | 1,200 sqft Building Perimeter |
|---|
| Lot Area | 82,764 sqft (1.9 acres) |
|---|
| Street Address | 638 E CHICAGO RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9497 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | COM AT NW COR RUN TH S 89DEG 34MIN 57SEC E 1350.58 FT TO NW COR OF E1/2 OF NW1/4 SEC 24, TH S 00DEG 06MIN 12SEC E (RECORDED |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 24 |
| Jurisdiction | BRANCH MI |
| Minor Civil Division | COLDWATER |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 951301 |
Source: Branch County records · APN 070-024-100-015-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 E CHICAGO RD, COLDWATER, MI 49036-9497 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Deed of Trust, Mortgage | |
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Sep 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ARBOR FINANCIAL CU |
| Apr 05, 2017 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2011 · Amount on Record |
| Deed Sale | Sep 26, 2011 · Amount on Record |
| Prior Sale | Dec 29, 2005 · Amount on Record |
| Deed Doc Number | 20115788 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 638 E CHICAGO RD, COLDWATER, MI 49036-9497 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20510 B DR N, MARSHALL, MI 49068-9709 |
| Document Number | 0202305675 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023-05675 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Sep 28, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 638 E CHICAGO RD, COLDWATER, MI 49036-9497 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 638 E CHICAGO RD, COLDWATER, MI 49036-9497 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20510 B DR N, MARSHALL, MI 49068-9709 |
| Document Number | 0202200170 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-00170 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 638 E CHICAGO RD, COLDWATER, MI 49036-9497 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202107439 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-07439 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 26, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 05, 2017 |
| Property Address | 638 E CHICAGO RD, COLDWATER, MI 49036-9497 |
| Document Number | 201702476 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 2017-02476 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 393 COTTAGERS LN, 393, COLDWATER, MI 49036-8903 |
| Name | Verified Name |
|---|---|
| Address | 506 N UNION CITY RD, COLDWATER, MI 49036-9812 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,700 (-1.6%) | $197,400 (-1.6%) | |
| 2025 | $2,696.00 (+2.86%) | $100,300 | $200,600 |
| 2024 | $2,621.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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