638 E Chestnut St, Lancaster, PA 17602 Property Records

Lancaster County property record for 638 E Chestnut St, Lancaster, PA 17602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,882 sqft · built 1902
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Dec 2024)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`332-60041-0-0000`

Property Details

APN / Parcel Number

Primary APN	`332-60041-0-0000`
Alternative APN	`33212K14D12 19`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	686 sqft
Upper Floors Area	1,196 sqft
Basement Area	750 sqft
Game Room	Game Room

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Porch	Slab
Porch Area	98 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 E CHESTNUT ST
City	LANCASTER
State	PA
Zip	17602-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	638 E CHESTNUT ST
Legal Lot Number	19
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1003
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 28, 2022	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 5, 2019	Deed, Transfer · FHA Mortgage FIDELIS MORTGAGE CORP
Dec 4, 2018	Grant Deed, Transfer · Construction Mortgage PATRICK T II MORAN
Nov 14, 2018	Deed, Transfer · Line of Credit LANCASTER REALTY CAPITAL LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	20246810561
Prior Transfer Date	Jan 12, 2016
Prior Transfer Doc	0006247146
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124

Mortgage

Document Number	20250045464
Date	Nov 13, 2025
Instrument	20250045464

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 28, 2022
Property Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124
Document Number	0006689201
Instrument Date	May 27, 2022
Instrument	6689201
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124

Mortgage

Document Number	0006689202
Date	Jun 28, 2022
Instrument	6689202

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 5, 2019
Property Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124
Document Number	0006489060
Instrument Date	Nov 4, 2019
Instrument	6489060
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124

Mortgage

Document Number	0006489061
Date	Nov 5, 2019
Instrument	6489061

Lender

Name	FIDELIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 4, 2018
Property Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124
Document Number	0006431983
Instrument Date	Nov 30, 2018
Instrument	6431983
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	PRIME TRANSFER INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1967 PARK PLZ LANCASTER PA 176013816, LANCASTER, PA 17601-3816

Mortgage

Document Number	6431984
Date	Dec 4, 2018
Instrument	6431984

Lender

Name	PATRICK T II MORAN

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 3, 2020

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 14, 2018
Property Address	638 E CHESTNUT ST, LANCASTER, PA 17602-3124
Document Number	0006428568
Instrument Date	Nov 9, 2018
Instrument	6428568
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Tax	$670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 PRINCETON DR, HUMMELSTOWN, PA 17036-9362

Mortgage

Document Number	0006428569
Date	Nov 14, 2018
Instrument	6428569

Lender

Name	LANCASTER REALTY CAPITAL LP
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,800 (-) Land $20,700 Building $97,100	$117,800 (-) Land $20,700 Building $97,100
2025	$4,710.00 (+1.05%)
2024	$4,661.00	$117,800 Land $20,700 Building $97,100
2018			$117,800 Land $20,700 Building $97,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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