638 E Chateau Dr, Meridian, ID 83646 Property Records

Ada County property record for 638 E Chateau Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 2005
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,695 (Jun 2022)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R8521480370`

Property Details

APN / Parcel Number

Primary APN	`R8521480370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 E CHATEAU DR
City	MERIDIAN
State	ID
Zip	83646-3789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 16 BLK 03 TRAILWAY PARK SUB
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	TRAILWAY PARK SUB
Legal Block	03
Legal Lot Number	16
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	4
Census Block	4000
Census Tract	10367

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 8, 2022	Intrafamily Transfer, Transfer · Line of Credit FIGURE LENDING LLC
Feb 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	202253979
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081924
Date	Dec 10, 2025
Instrument	2025-081924

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 9, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 8, 2022
Property Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789
Document Number	0000053979
Map Reference	MB 89 PG 10231-10233
Instrument Date	Jun 7, 2022
Instrument	2022-053979
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODCUTIO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789

Mortgage

Document Number	0000053981
Date	Jun 8, 2022
Instrument	2022-053981

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jun 8, 2022
Property Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789
Document Number	0000053980
Map Reference	MB 89 PG 10231-10233
Instrument Date	Jun 2, 2022
Instrument	2022-053980
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789

Mortgage

Document Number	0000053971
Date	Jun 8, 2022
Instrument	2022-053971

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Feb 3, 2021
Property Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789
Document Number	0000018581
Map Reference	MB 89 PG 10231-10233
Instrument Date	Jan 29, 2021
Instrument	2021-018581
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E CHATEAU DR, MERIDIAN, ID 83646-3789

Mortgage

Document Number	0000018582
Date	Feb 3, 2021
Instrument	2021-018582

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	151 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,600 (+2.13%)	$383,600 (+2.13%)
2025	$1,129.00 (-4.24%) Homeowner's exemption	$375,600 (+8.68%)	$375,600 (+8.68%)
2024	$1,179.00 (-26.04%)
2023		$345,600 Land $154,000 Building $191,600	$345,600 Land $154,000 Building $191,600
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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