638 E Anderson St, Savannah, GA 31401 Property Records

Chatham County property record for 638 E Anderson St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,223 sqft · built 1940
Lot Size	0.08 acres (3,480 sqft)
Owner	Individual Name on File
Last Sale	$188,500 (Jan 2021)
Tax Bill	$3,121 (2022)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-0054-08-023`

Property Details

APN / Parcel Number

Primary APN	`2-0054-08-023`
Alternative APN	`B261X680`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	1,019 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,480 sqft (0.08 acres)
Lot Dimensions	116 ft deep x 30 ft wide
Porch	Porch
Porch Area	149 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	638 E ANDERSON ST
City	SAVANNAH
State	GA
Zip	31401-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BG
Legal Description	64 WEED WARD
Legal Subdivision	THIRTY-SEVENTH
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2016
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eastside Historic District listed 2002 · 459 contributing resources · NRIS 02001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

638 E Anderson St is owned and occupied by an individual who bought it in January 2021.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit WORKMENS CIRCLE CREDIT UNION
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL CAPITAL PARTNERS SECURED LOA
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage BANKSOUTH MORTGAGE
Jun 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage LENDINGHOME FUNDING
Jan 5, 2021	Warranty Deed, Transfer
Jul 15, 2020	Warranty Deed, Transfer RESIDENTIAL CAPITAL PARTNERS SECURED LOA
Jun 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Jul 15, 2020 · Amount on File
Deed Document Number	202173
Deed Book / Page	2198 / 17
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032

Mortgage

Document Number	0030410002
Date	Mar 8, 2023
Book Page	0000003041/0000000002
Instrument	034330690009

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032

Mortgage

Document Number	0000001991/0000000219
Date	Jul 17, 2020
Book Page	0000001991/0000000219

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURED LOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032

Mortgage

Document Number	0000002198/0000000019
Date	Jan 5, 2021
Book Page	0000002198/0000000019

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032

Mortgage

Document Number	0000001949/0000000448
Date	Jun 5, 2020
Book Page	0000001949/0000000448

Lender

Name	LENDINGHOME FUNDING

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 5, 2021
Property Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Document Number	0021980017
Book / Page	2198 / 17
Instrument Date	Jan 5, 2021
Instrument	2021-000073
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 15, 2020
Property Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Document Number	0019910217
Book / Page	1991 / 217
Instrument Date	Jul 15, 2020
Instrument	2020-006754
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22902, HILTON HEAD ISLAND, SC 29925-2902

Mortgage

Document Number	0019910219
Date	Jul 17, 2020
Book Page	0000001991/0000000219

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURED LOA

Agreement

Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 1, 2020
Property Address	638 E ANDERSON ST, SAVANNAH, GA 31401-7032
Document Number	0019490446
Book / Page	1949 / 446
Instrument Date	Jun 1, 2020
Instrument	2020-005256
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAKEWOOD DR, THUNDERBOLT, GA 31410-3302
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,880 Land $40,000 Building $100,880	$352,200 Land $100,000 Building $252,200
2023		$130,160 (+72.63%) Land $34,800 Building $95,360	$325,400 (+72.63%) Land $87,000 Building $238,400
2022	$3,121.00	$75,400 Land $17,160 Building $58,240	$188,500 Land $42,900 Building $145,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 638 E Anderson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 638 E Anderson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon.

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