638 E Amelia St, Orlando, FL 32803 Property Records

Orange County property record for 638 E Amelia St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1921
Lot Size	0.172 acres (7,482 sqft)
Owner	2 Company Names on File
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-5880-01-030`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-5880-01-030`
Alternative APNs	`292225588001030` `365936` `371211` `375603`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,040 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,482 sqft (0.172 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Unfinished Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	638 E AMELIA ST
City	ORLANDO
State	FL
Zip	32803-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	NATHANS REVISED SUB F/81 LOT 3 BLK A
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	NATHAN A REVISED SUB
Legal Tract	5880
Legal Block	A
Legal Lot Number	3
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1022
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

638 E Amelia St is owned by a company that acquired it in September 2015.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Company Names on File
Mailing Address	638 E AMELIA ST, ORLANDO, FL 32803-5361
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
May 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 3, 2015
Transfer Doc	0000477805
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	638 E AMELIA ST, ORLANDO, FL 32803-5361
Document Number	0000487000
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11715 BRUCE HUNT RD CLERMONT FL 347159077, CLERMONT, FL 34715-9077

Mortgage

Document Number	0000487000
Date	Aug 6, 2019
Instrument	487000

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 5, 2034

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	638 E AMELIA ST, ORLANDO, FL 32803-5361
Document Number	0000309075
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E AMELIA ST ORLANDO FL 328035361, ORLANDO, FL 32803-5361

Mortgage

Document Number	0000309075
Date	Jun 5, 2017
Instrument	309075

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 638 E Amelia St was $1,937, up 5.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,604 (+2.7%)	$392,400 (-1.62%) Land $234,000 Building $158,400
2025	$1,937.00 (+5.44%) Homeowner's exemption	$137,881	$398,860 Land $234,000 Building $164,860
2024	$1,837.00 (+6.55%)
2023	$1,724.00 (+3.79%) Homeowner's exemption	$130,092 (+3%)	$381,208 (+13.08%) Land $234,000 Building $147,208
2022	$1,661.00 Homeowner's exemption	$126,303	$337,113 Land $234,000 Building $103,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 E Amelia St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 E Amelia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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