Spokane County property record for 638 E 20th Ave, Spokane, WA 99203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,291 sqft · built 1907 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,900 (Mar 2019) |
| Tax Bill | $3,544 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35292.1501 |
| Primary APN | 35292.1501 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| Gross Area | 2,172 sqft |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 936 sqft |
| Basement Area | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 638 E 20TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99203-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MANITO PK L1 B15 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 29 |
| Legal Subdivision | MANITO PK |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 4500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rockwood Historic District listed 1997 · 279 contributing resources · NRIS 97000320 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 638 E 20TH AVE, SPOKANE, WA 99203-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED TRADES FEDERAL CREDIT UNION |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED ADVANTAGE NW FCU |
| Mar 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED ADVANTAGE NW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2019 · Amount on Record |
| Deed Sale | Mar 20, 2019 · Amount on Record |
| Deed Document Number | 20196789476 |
| Prior Transfer Date | Oct 24, 2002 |
| Prior Transfer Doc | 0004793121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 638 E 20TH AVE, SPOKANE, WA 99203-2316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0007028108 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 7028108 |
| Name | UNITED TRADES FEDERAL CREDIT UNION |
|---|---|
| Address | TUALATIN, OR 97062 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 638 E 20TH AVE, SPOKANE, WA 99203-2316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG |
| Name | Verified Name |
|---|
| Document Number | 0006890646 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 6890646 |
| Name | UNITED ADVANTAGE NW FCU |
|---|---|
| Type | Credit Union |
| Address | TUALATIN, OR 97062 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 20, 2019 |
| Property Address | 638 E 20TH AVE, SPOKANE, WA 99203-2316 |
| Document Number | 0006789476 |
| Map Reference | VOL D PG 98 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 6789476 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,595.62 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 421 W RIVERSIDE AVE, SPOKANE, WA 99201-0405 |
| Document Number | 0006789477 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 6789477 |
| Name | UNITED ADVANTAGE NW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,544.00 (+4.02%) | $355,900 (+9.51%) Land $135,000 Building $220,900 | $355,900 (+9.51%) Land $135,000 Building $220,900 |
| 2025 | $3,407.00 (+7.14%) | ||
| 2024 | $325,000 (+22.56%) Land $80,000 Building $245,000 | $325,000 (+22.56%) Land $80,000 Building $245,000 | |
| 2023 | $3,180.00 (+2.48%) | $265,180 Land $72,880 Building $192,300 | $265,180 Land $72,880 Building $192,300 |
| 2022 | $3,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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