638 E 19th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 638 E 19th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,358 sqft · built 2014
Lot Size	0.124 acres (5,416 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (May 2021)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145M U 007.01`

Property Details

APN / Parcel Number

Primary APN	`145M U 007.01`
Alternative APN	`0000380365`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,358 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,416 sqft (0.124 acres)
Lot Dimensions	151 ft deep x 35.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000380365
Street Address	638 E 19TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 27 JEFFERSON TRACE PB 96 PG 146 REV 98-89 REV 99-16 OUT OF 145M-U-007 FOR 2013
Legal Subdivision	JEFFERSON TRACE
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	638 E 19TH ST # A, A, CHATTANOOGA, TN 37408-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BK
May 1, 2017	Deed of Trust, Mortgage · Line of Credit MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Apr 7, 2014 · Amount on Record
Deed Document Number	2021052500207
Deed Book / Page	12498 / 748
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 25, 2021
Property Address	638 E 19TH ST, CHATTANOOGA, TN 37408-2119
Document Number	0000000207
Book / Page	12498 / 748
Map Reference	MB 99 PG 16
Instrument Date	May 20, 2021
Instrument	2021052500207
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E CHATTANOOGA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E 19TH ST, CHATTANOOGA, TN 37408-2119

Mortgage

Document Number	0012498750
Date	May 25, 2021
Instrument	12498/750

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	638 E 19TH ST, CHATTANOOGA, TN 37408-2119
Document Number	1208000105
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 E 19TH ST CHATTANOOGA TN 374082119, CHATTANOOGA, TN 37408-2119

Mortgage

Document Number	1208000105
Date	Dec 8, 2020
Book Page	012264/000306
Instrument	201208000105

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHARLOTTE, TN 37036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 7, 2025

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	638 E 19TH ST, CHATTANOOGA, TN 37408-2119
Document Number	0000000340
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	F/C TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 E 19TH ST CHATTANOOGA TN 374082119, CHATTANOOGA, TN 37408-2119

Mortgage

Document Number	0000000340
Date	May 8, 2017
Book Page	011044/000435
Instrument	340

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,600.00 (+1.87%)	$237,525 (+50.33%)	$950,100 (+50.33%) Land $100,000 Building $850,100
2024	$3,534.00	$158,000 (-)	$632,000 (-) Land $50,000 Building $582,000
2023	$3,534.00	$158,000 (-)	$632,000 (-) Land $50,000 Building $582,000
2022	$3,534.00	$158,000	$632,000 Land $50,000 Building $582,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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